Digital Lending
Airtel Announces Its Lending Arm 'Airtel Money' | Invests $2.2Bn; Why Lending Is A Big Business
With the RBI sticking to its stance against allowing corporates into banking, many groups have instead turned to NBFC licences over the years. Large business houses such as Larsen & Toubro and Godrej Group also operate non-banking financial arms. Now Airtel & Reliance. But why? #airtel #reliance #jio #jiofinancial #airtelpaymentbank #airtelmoney #mukeshambani #sunilbhartimittal #abhinavtrivedi #narendramodi #telecom #ai #artificialintelligence #data #loans #debt #india #credit
25 Feb 2026IPO-bound NBFC Kissht gets credit upgrade from CRISIL. Details here
Kissht's NBFC subsidiary, Si Creva Capital Services, received a credit rating upgrade from CRISIL, reflecting strong business momentum and profitability. The company aims to raise ₹1,000 crore through an IPO, focusing on expanding digital lending solutions in India.
2 min read18 Feb 2026India data protection law collides with digital lenders’ monitoring models
India’s DPDP Act gives users the right to withdraw consent as easily as they give it. In digital lending, that promise clashes with underwriting, monitoring and regulatory obligations, and the industry is seeking leeway.
6 min read14 Jan 2026Karnataka engineer loses ₹4.37 lakh in loan app scam: 5 lessons for borrowers to stay safe
A loan application scam resulted in an automobile engineer losing ₹4.37 lakh, highlighting the risks of digital lending and outlining key precautions the borrowers should take to avoid fraud, harassment, and financial loss.
3 min read18 Dec 2025Fintech lending 2.0 shifts focus from blitz scale to depth and discipline
Founders who participated in a panel discussion on digital lending’s next chapter, at Mint’s annual BFSI Summit on Friday, said the sector is moving away from blitz-scale expansion to stronger liability management, unit economics, and deeper monetization of existing customers.
3 min read16 Dec 2025RBI’s clampdown reins in fintech lending growth, yet delinquencies remain stubbornly high
The total active loan portfolio grew to ₹2.1 trillion by June 2025, but the pace has slowed.
4 min read7 Oct 2025Advent-backed KreditBee taps Nomura, ICICI Securities to raise $120 million ahead of IPO
Advent-backed KreditBee eyes $120 mn pre-IPO fundraise led by Nomura, ICICI Sec as peers Kissht, Fibe, and Moneyview weigh listings; profit jumps 66% in FY25 to ₹473 crore.
3 min read25 Sep 2025Kissht files DRHP for ₹1,000 crore IPO, early investors to partially exit
Investors such as Vertex Ventures and Ammar Sdn Bhd will partially exit through the IPO.
1 min read19 Aug 2025RBI mandates 10% loan retention in final co-lending norms for banks, NBFCs
The final norms approved extending co-lending arrangements to all commercial banks (excluding small finance banks), financial institutions, and non-banking financial companies including housing finance companies.
5 min read6 Aug 2025Mint Explainer: How RBI’s new digital lending rules will impact lenders and borrowers
RBI’s new digital lending directions focus on transparency and borrower rights, including a public registry of lending apps and accountability for lending service providers. Mint explains how the banking regulator aims to build trust and reduce unethical practices in digital lending.
7 min read10 May 2025