Digital Lending
Ask the right questions before you borrow: CRIF's Sachin Seth
CRIF India's Sachin Seth discusses how India's credit ecosystem has matured through Jan Dhan, Aadhaar and digital lending infrastructure, and why risk-based pricing and secured credit products like gold loans are gaining traction.
5 min read10 Jul 2026Why every loan default deserves a different recovery strategy
AI and behavioural data can help lenders tailor debt recovery to each borrower's circumstances—improving repayments while replacing aggressive collections with more empathetic engagement.
4 min read2 Jul 2026Make your salary-based personal loan work for you: 5 smart borrowing tips for fixed-income earners
Fast access to credit is reshaping borrowing as salary-based personal loans offer flexible funding and customised repayment plans. However, understand the basics and discuss with certified financial advisors before applying for such loans.
3 min read16 Jun 2026How digital lending platforms can scale faster without increasing risk
Digital lending platforms revolutionize borrowing by offering small loans at the click of a button. The digital infrastructure, powered by Aadhaar, Account Aggregator framework, and data processing, enhances financial inclusion.
3 min read4 Jun 2026Kissht listing becomes first big market test for digital lenders
Kissht parent OnEMI Tech listed on NSE at an 11% premium, becoming India's first meaningful public-market test for a pure-play app-led consumer lender.
4 min read8 May 2026Unsecured lending drove digital lenders rebound in FY26. But risks could re-emerge.
Digital lending firms saw growth stabilise in FY26 after a regulatory-led slowdown in the previous year, led by a rebound in unsecured loans, even as capital constraints and credit risks once again come into focus
5 min read14 Apr 2026Inside Retail Lending: How AI and Partnerships are Shaping Credit Growth
The discussion highlights the shift from traditional processes to real-time decisioning, emphasizing co-lending and AI's role in improving efficiency and collections while addressing governance and customer needs.
5 min read1 Apr 2026While rivals retreat from default guarantees, Moneyview is doubling down
While peers pivot to co-lending to avoid high costs and regulatory friction, Moneyview’s rising expenses and growing partner list suggest a high-stakes bet on partner-led growth.
4 min read10 Mar 2026Airtel Announces Its Lending Arm 'Airtel Money' | Invests $2.2Bn; Why Lending Is A Big Business
With the RBI sticking to its stance against allowing corporates into banking, many groups have instead turned to NBFC licences over the years. Large business houses such as Larsen & Toubro and Godrej Group also operate non-banking financial arms. Now Airtel & Reliance. But why? #airtel #reliance #jio #jiofinancial #airtelpaymentbank #airtelmoney #mukeshambani #sunilbhartimittal #abhinavtrivedi #narendramodi #telecom #ai #artificialintelligence #data #loans #debt #india #credit
25 Feb 2026IPO-bound NBFC Kissht gets credit upgrade from CRISIL. Details here
Kissht's NBFC subsidiary, Si Creva Capital Services, received a credit rating upgrade from CRISIL, reflecting strong business momentum and profitability. The company aims to raise ₹1,000 crore through an IPO, focusing on expanding digital lending solutions in India.
2 min read18 Feb 2026Wait for it…
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