Digital Loans

Money

Digital NBFCs sanctioned loans amounting to ₹97,381 crore in H1 FY26: Report

Digital loans accounted for 19% of the sanction value and 80% of the sanction volume

2 min read4 Dec 2025
Money

HDFC digital loan against mutual funds: How it works, interest rates, and key risks

HDFC Bank provides instant digital loans against mutual funds, permitting investors to unlock liquidity without redeeming their holdings. The process is quick, paperless, and market-linked.

3 min read25 Jun 2025
Money

Applying for a loan via a digital lending app? 6 key things to remember

Borrowers are urged to stick to only the legit apps – which RBI is compiling into a whitelist. Read further to know more on the safe way to raise money online

3 min read11 Oct 2022
Money

Digital loan borrowers to get a safety shield in the latest RBI's rules. An explainer

The banking regulator has released a regulatory framework for fintech firms which have lately been condemned for disbursing loans without the explicit consent of borrowers. Read further to know how the latest rules are set to safeguard the borrowers

3 min read16 Aug 2022
Money

No more charging exorbitant interest rates: RBI tightens norms for digital lending

Under the new norms, all loan disbursals and repayments are required to be executed only between the bank accounts of borrower and the regulated entities (like banks and NBFCs) without any pass-through/ pool account of the Lending Service Providers (LSPs).

3 min read11 Aug 2022
Money

HDFC digital loan against mutual funds: How it works, interest rates, and key risks

HDFC Bank provides instant digital loans against mutual funds, permitting investors to unlock liquidity without redeeming their holdings. The process is quick, paperless, and market-linked.

3 min read25 Jun 2025
Money

Applying for a loan via a digital lending app? 6 key things to remember

Borrowers are urged to stick to only the legit apps – which RBI is compiling into a whitelist. Read further to know more on the safe way to raise money online

3 min read11 Oct 2022