Digital Payments News
Why you should never share your credit card OTP over the phone
Sharing your credit card OTP exposes users to rising digital payment fraud, with scammers exploiting urgency and personal data; safeguarding OTPs is essential to protect finances and prevent unauthorised transactions.
2 min read5 Dec 2025Groceries to gold: How UPI's micro-payments reshaped India's spending habits
An average Indian used UPI to make payments worth around ₹580 per day in November, and this has grown over 40% in the last two years. The growth has come on the back of the rising popularity of small-value payments for groceries and eating out, a detailed Mint analysis reveals.
4 min read3 Dec 2025Diwali’s done—India’s spending streak isn’t
November’s strong digital spends suggest steady demand, though the data now capture more than consumption.
4 min read24 Nov 2025RBI begins work on linking UPI–TIPS to ease India–Eurozone money transfers
RBI has started linking UPI with Europe's TIPS instant payment system, aiming to streamline cross-border transactions between India and the eurozone, while promoting the global expansion of India's digital payment infrastructure.
2 min read21 Nov 2025The use of cash makes Gen Z cringe but don’t write off the future of paper money just yet
Electronic payments may be racing ahead, with new technologies promising faster, cheaper and more convenient transactions, but it will never wipe out cash completely, despite Gen Z's disdain for it. Cash serves a crucial purpose that won’t let it go extinct.
3 min read16 Nov 2025PhonePe integrates ChatGPT: Indian users get AI-powered assistance in-app — here's how it works
PhonePe has joined hands with OpenAI to bring ChatGPT directly into its app, offering AI-powered assistance for millions of Indian users. From travel planning to shopping, here's how the integration will transform the digital payments experience in India.
2 min read13 Nov 2025Travelling to Japan? Indian tourists will soon be able to pay via UPI — Here's what we know
Indian tourists who are planning to visit Japan will soon be able to make digital payments through their UPI applications, as NPCI signed an MoU with Japan-based NTT DATA. Here's what we know so far…
2 min read19 Oct 2025IPO-bound Razorpay to enter four new South-East Asian markets after Malaysia, Singapore
The move comes as the SaaS-based fintech firm gears up for a public listing in the Indian stock markets within the next 12–18 months.
3 min read9 Oct 2025London-based fintech firm Revolut to launch digital payments app in India — What will it offer?
London-based Revolut is set to enter India's digital payments market by offering its online payment services. The company aims to sign up 20 million users by 2030, with special focus on young consumers.
1 min read8 Oct 2025UPI payments will now be PIN-free! Here are key things you must know
The Centre government is set to roll out new updates, like fingerprint and facial verification, to India's Unified Payments Interface (UPI) system. Here are the key things you must look out for as a UPI user…
2 min read8 Oct 2025Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared
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