Digital Payments
UPI hits record in FY26: 24,162 cr transactions worth ₹314 lakh crore – 5 ways to stay safe while making UPI payments
Record UPI transactions in FY26 highlight rapid digital growth nationwide. UPI payments are best made through secure apps, with vigilant verification and protection of sensitive financial details.
2 min read4 May 2026RBI updates auto-debit rules: Here's what changes for UPI, card payments
The central bank updated its rules on customer auto-debit transactions this month. Here's a look at what changes the RBI has mandated for digital payments using credit and debit cards and UPI.
3 min read30 Apr 2026From UPI to cards, India’s payment choices are becoming more purposeful
From EMIs halving to cards dominating retail and UPI ruling essentials, India's payment behaviour in 2025 is less about habit and more about deliberate choice.
1 min read28 Apr 2026From AI job losses to EMI stress, emergency buffers matter more than ever
The first step of any prudent financial plan is frontline protection, comprising an emergency fund of at least six months' worth of expenses. even more in the current environment, along with adequate insurance.
5 min read25 Apr 2026RBI proposes special-use wallets for foreign residents, domestic transit and gifts
The central bank’s draft paper introduces targeted ‘prepaid payment instruments’ to simplify payments for tourists and commuters, while setting strict capital norms for non-bank issuers to ensure consumer safety.
5 min read22 Apr 2026Mint Explainer | What you should know about RBI’s new e-mandate rules
The central bank has tightened authentication, mandated advance debit alerts and consolidated digital payment norms for recurring transactions across cards, wallets and UPI.
3 min read22 Apr 2026RBI updates e-mandate norms: No OTP needed for recurring payments up to ₹15,000 — here's what it means for users
RBI on Tuesday issued a consolidated digital payments e-mandate framework, setting a threshold of ₹15,000 per transaction for recurring payments without requiring an OTP. The framework includes provisions for cross-border payments and mandates pre-debit alerts, among other measures. Details here.
2 min read22 Apr 2026As UPI fraud worries rise, can the e-rupee be a safer way to pay?
With 10.64 lakh UPI fraud cases worth ₹805 crore reported in FY26 (till November), RBI is tightening instant payments. But can the e-rupee’s token model lower scam risks?
4 min read20 Apr 2026RBI moots 1-hour pause on high-value UPI payments to curb fraud: Experts warn of potential friction, delayed settlements
The RBI’s proposed one-hour payment pause on select transactions aims to curb digital fraud. However, experts highlight potential friction, delayed settlements and challenges to a seamless payment experience.
3 min read14 Apr 2026RBI proposes new safeguards to curb surging digital payment fraud
The RBI is proposing ‘cooling-off’ periods and stricter authentication for high-value transfers to give victims and payment processors time to halt fraudulent transactions.
2 min read9 Apr 2026Wait for it…
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