Direct Mutual Funds

Money

Switching from regular to direct mutual funds: Know the hidden tax cost — and when the move actually pays off

Regular and direct mutual fund plans can deliver different outcomes due to expense ratios, taxes and distributor costs. The decision to switch depends on factors such as the breakeven period and capital gains tax.

3 min read19 Aug 2026
Mutual Funds

Mutual funds: why direct plans are making gains, but distributor networks are also here to stay

Direct investing in mutual funds is gaining ground. But for the industry to maintain growth, it also needs intermediaries like distributors.

4 min read21 Jul 2026
Money

Only 30% of individual investors' mutual fund AUM is in direct plans: Why retail buyers still prefer regular route

While direct plans make up 77.7% of institutional investors' mutual fund AUM, the corresponding share for individual investors is just 30%. Experts say the gap is driven by the need for professional advice and investor behaviour.

3 min read13 Jul 2026
Markets

Nithin Kamath explains why Zerodha will continue to offer direct mutual funds for free

Nithin Kamath emphasizes Zerodha's dedication to providing free direct mutual funds, built on the principle of consistent trade execution effort. Despite competition, Coin has grown to manage ₹1.6 lakh crore in assets, advocating for direct plans that lower costs for self-directed investors.

3 min read10 Jul 2026
Money

Direct vs regular mutual funds: Meaning, key differences and which one to choose

Direct mutual funds allow you to buy units directly without involving or routing the investment through any distributor, broker, or agent. On the other hand, regular mutual funds are purchased through intermediaries such as brokers, agents, or financial advisors.

3 min read8 Jun 2026
Focus

Why are New Age Investors Ditching Regular Funds?

New-age investors are moving away from regular mutual funds due to higher costs, lack of transparency, and lower control. Direct funds offer lower fees, better returns, and complete investment control.

5 min read26 Aug 2025