Despite gold’s stellar run and equities’ late-year recovery, 2025 shows why chasing performance can hurt investors. A diversified, style-balanced portfolio is key to navigating shifting market cycles.
3 min read4 Dec 2025Investors often assume that adding a multi-asset fund equals instant diversification. But unless the allocation is meaningful, the exposure to each asset may be too small to make any real difference.
3 min read3 Dec 2025Smart-beta funds blend rule-based investing with market intuition—offering diversification, but not guaranteed outperformance. Here’s what drives them and how investors should approach them.
4 min read9 Nov 2025Does owning more mutual fund schemes truly diversify your portfolio, or just clutter it? Financial planners weigh in on how to build a focused, effective mix.
3 min read2 Nov 2025Non-Convertible Debentures (NCDs) offer fixed returns, flexible tenures and higher yields than deposits, making them a preferred investment option for investors seeking predictable income and portfolio diversification.
2 min read13 Oct 2025Gold and Bitcoin are both rallying on fears of de-dollarization and global uncertainty. But while one rests on centuries of trust, the other is still testing the limits of belief.
3 min read13 Oct 2025GIFT City funds promise easier global investing for Indians, with DSP and Mirae launching products, but higher minimums and tax differences mean investors must weigh risks carefully.
2 min read30 Sep 2025In times of market uncertainty, predicting the future is futile—but preparing for it isn’t. Investors can’t forecast every downturn, but building a robust portfolio with strategic asset allocation can shield their investments and help them stay the course.
3 min read9 Sep 2025Bonds help investors diversify beyond stocks and fixed deposits. They offer steady income, reduce volatility, provide balanced risk-return opportunities and help build a stable long-term portfolio.
3 min read3 Sep 2025The most apparent risk is false diversification. You believe your risk is spread, but in reality, your mutual fund portfolio has overexposure to a small set of companies.
3 min read28 Aug 2025The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared
Oops! Looks like you have exceeded the limit to bookmark the image. Remove some to bookmark this image.