Diversification News

Money

Why 2025’s market surprises make diversification more crucial than ever

Despite gold’s stellar run and equities’ late-year recovery, 2025 shows why chasing performance can hurt investors. A diversified, style-balanced portfolio is key to navigating shifting market cycles.

3 min read4 Dec 2025
Money

Why your multi-asset fund is like a multivitamin with too little magnesium

Investors often assume that adding a multi-asset fund equals instant diversification. But unless the allocation is meaningful, the exposure to each asset may be too small to make any real difference.

3 min read3 Dec 2025
Money

Smart-beta funds promise smarter returns—do they deliver?

Smart-beta funds blend rule-based investing with market intuition—offering diversification, but not guaranteed outperformance. Here’s what drives them and how investors should approach them.

4 min read9 Nov 2025
Money

How many mutual funds should you really own?

Does owning more mutual fund schemes truly diversify your portfolio, or just clutter it? Financial planners weigh in on how to build a focused, effective mix.

3 min read2 Nov 2025
Markets

Explore how non-convertible debentures provide fixed income and higher yields for safer, long-term investments

Non-Convertible Debentures (NCDs) offer fixed returns, flexible tenures and higher yields than deposits, making them a preferred investment option for investors seeking predictable income and portfolio diversification.

2 min read13 Oct 2025
Money

Why gold and Bitcoin shine together—but not for the same reasons

Gold and Bitcoin are both rallying on fears of de-dollarization and global uncertainty. But while one rests on centuries of trust, the other is still testing the limits of belief.

3 min read13 Oct 2025
Money

How GIFT City enables Indian retail investors to access international markets

GIFT City funds promise easier global investing for Indians, with DSP and Mirae launching products, but higher minimums and tax differences mean investors must weigh risks carefully.

2 min read30 Sep 2025
Money

Beyond prediction: How to shield your investments in volatile times

In times of market uncertainty, predicting the future is futile—but preparing for it isn’t. Investors can’t forecast every downturn, but building a robust portfolio with strategic asset allocation can shield their investments and help them stay the course.

3 min read9 Sep 2025
Markets

Building a balanced portfolio: How bonds provide stability and growth beyond stocks, fixed deposits

Bonds help investors diversify beyond stocks and fixed deposits. They offer steady income, reduce volatility, provide balanced risk-return opportunities and help build a stable long-term portfolio.

3 min read3 Sep 2025
Money

Hidden in plain sight: How fund overlap is quietly undermining your portfolio

The most apparent risk is false diversification. You believe your risk is spread, but in reality, your mutual fund portfolio has overexposure to a small set of companies.

3 min read28 Aug 2025

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Budget

The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared

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