How can e-Shram help an unorganised worker?

An e-Shram card is not itself an insurance policy, pension account, or direct cash benefit. Instead, it acts as a digital identity and a gateway through which eligible workers can access or enrol in various government schemes.

The portal has evolved beyond simply maintaining a database. Launched on 21 October 2024, the “e-Shram One-Stop Solution” covers 15 welfare and employment-related services.

As per the PIB release, some of the key schemes and services linked through e-Shram include:

Pradhan Mantri Suraksha Bima Yojana (PMSBY): Provides ₹2 lakh for accidental death or permanent disability and ₹1 lakh for partial disability, subject to the scheme's conditions.
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Provides ₹2 lakh life insurance cover in case of death due to any cause, subject to eligibility and scheme conditions.
Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM): Eligible workers can receive a minimum assured pension of ₹3,000 a month after attaining 60 years.
One Nation One Ration Card (ONORC): Helps eligible beneficiaries access foodgrain entitlements across locations.
National Career Service (NCS): Connects workers with employment opportunities.
Skill India Digital Hub: Provides access to skilling and apprenticeship opportunities.
myScheme: Helps workers identify government schemes they may be eligible for.

Who can register on e-Shram?

A worker generally needs to meet the following conditions:

Be 16 years or older
Be engaged in the unorganised sector
Not be an income-tax payer
Not be a member of EPFO or ESIC
Not be a government employee

It can also cover workers in the organised sector who are not members of EPFO or ESIC and are not government employees.

How can you register on e-Shram?

Workers can register through the e-Shram portal, a nearby Common Service Centre (CSC), or a State Seva Kendra. Government field officers can also facilitate registration at the district and sub-district levels.

The basic requirements include:

Aadhaar number for e-KYC
Mobile number, preferably linked to Aadhaar
There is no registration fee.

E Shram Card

e-Shram portal turns 5; 31.89 crore workers join platform: Check eligibility, benefits and how to register for free

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