Emergency Fund

Markets

Liquid Mutual Funds: When to use them and how they work

Liquid funds serve three purposes: emergency corpus, short-term goals under 3 years, and parking surplus cash. They offer instant redemption up to ₹50,000 via IMPS 24x7, tax deferral benefits compared to FD, with minimal risk when invested via strict qualitative filters.

6 min read1 Jan 2026
Markets

A simple 5-step financial plan that actually works

Financial success requires five simple steps: term insurance for earners, family health coverage, NPS for retirement, children's savings schemes, and a six-month emergency fund. These basics cover 99% of financial planning.

3 min read11 Dec 2025
Money

The real cost of pet parenthood: How to budget for a pet

Before bringing a pet home, it is important to understand the long-term costs and responsibilities involved.

6 min read10 Dec 2025
Money

Prepay the loan or start investing? Young professionals face a tough money choice

Young professionals often struggle between speeding up education loan repayment and starting investments. Here’s how to decide based on interest rates, tax breaks, cash flow and financial stability.

3 min read18 Nov 2025
News

US shutdown crisis deepens: 13th Senate vote fails, 25 states sue Trump administration over looming SNAP benefit cuts

The US government shutdown entered day 28 as the Senate again failed to pass a Republican-backed funding bill to reopen federal operations. With SNAP benefits at risk, Democratic-led states have sued the Trump administration for refusing to tap emergency funds to keep food assistance flowing.

1 min read29 Oct 2025
Money

From monthly budget to asset allocation and retirement planning — 10 financial rules to help you invest smarter

Investing with proper direction not only helps a person build a seamless financial plan but also avoids trouble in the future. Here are some thumb rules an investor must know to invest smarter.

3 min read8 Sep 2025
Money

Over 40 and worried about losing your job? Here's how to cushion the blow.

As companies announce mass layoffs, estimates suggest mid- and senior-level executives are among the worst affected.

3 min read19 Aug 2025
Markets

Want to be financially free? Follow this step-by-step guide

Want to take control of your money and become financially free? This guide lays out a clear plan: how to split your income, build an emergency fund, avoid insurance mistakes, clear high-interest debt, and invest with discipline.

5 min read1 Aug 2025
Money

How to become rich: 8 smart money moves to boost your finances in 2025

How to become rich: To build wealth by 2025, individuals should adopt smart financial habits, including the 50-30-20 budgeting rule, tracking expenses, and investing wisely

2 min read31 Dec 2024
Money

Why building an emergency fund is crucial? Financial goals in 2025 and expert tips

Starting the year with a financial goal, such as building an emergency fund, is crucial for financial stability

2 min read27 Dec 2024