EMI

Home loan rates start at 7.15% this June 2026, giving borrowers a chance to cut borrowing costs by carefully comparing lenders, charges, repayment options and loan features.

Pune woman shares breakdown of ₹2.2 lakh monthly expense for a family of 3. Let's find out what is burning her cash — EMI's or rent.

A smart home loan EMI can help keep finances safe and build wealth, while a high repayment burden can hurt finances, damage credit profiles, and bring down credit scores. Keeping home loan EMI within 30% of monthly income helps protect savings and long-term goals.

Comprehensive comparison of personal loan rates in May 2026 across SBI, HDFC, ICICI Bank, Axis Bank, and other lenders in India, including EMIs, interest rates, and processing fees, to help borrowers make informed decisions. Before finalising any loan offer, consult a certified financial advisor.

I asked ChatGPT why the principal of my ₹90 lakh home loan hasn't decreased much despite paying off ₹45 lakh via 60 EMIs. Here is what AI said.

Managing personal finances involves consulting experts, prioritizing high-interest debt, and implementing effective budgeting strategies. Establishing an emergency fund and reviewing expenses can help regain control over finances and improve long-term financial health.

Under the new norms, all loan disbursals and repayments are required to be executed only between the bank accounts of borrower and the regulated entities (like banks and NBFCs) without any pass-through/ pool account of the Lending Service Providers (LSPs).

Try to renegotiate the loan, or port it to another lender for a better deal; and avoid discontinuing your SIPs