Employee Provident Fund

Money

Switched careers and stopped EPF contributions? Know what happens to your PF and pension

EPF is crucial for retirement savings, with both employees and employers contributing. Here's what happens if someone switches to self-employment, move to an establishment that is not covered by EPFO or stop working altogether.

3 min read6 Sep 2026
Money

DA hike: Minimum pension, variable DA, EPF ceiling increases — Trade union BMS to hold demonstrations on 17 August

Trade union, the Bharatiya Mazdoor Sangh (BMS), said it will hold nationwide demonstrations on 17 August over long-pending workers' issues. Demands include Minimum pension, variable DA, and EPF ceiling increase.

2 min read14 Aug 2026
Money

Employer deducted PF from your salary but did not deposit it with EPFO? Here’s whether your interest will be affected

Companies must deposit PF contributions with EPFO by the 15th of each month. Delays can lead to penalties and other such consequencies. Here's whether an employee's interest gets affected due to the delay.

2 min read14 Aug 2026
Money

EPFO cautions members on inoperative accounts: Withdraw EPF savings on time to prevent interest loss

EPFO has reminded members about inoperative EPF accounts and withdrawal timelines. Understanding these rules can help subscribers avoid interest losses, manage retirement savings and ensure their provident fund corpus remains secure after retirement.

1 min read7 Aug 2026
Money

Has EPFO wage ceiling been raised to ₹25,000? Here's what report says about the monthly contribution limit

Finance Ministry has approved an increase in EPF wage ceiling to ₹25,000 monthly from current ₹15,000, as per a Moneycontrol report. If approved this would expand coverage to more salaried workers.

2 min read3 Aug 2026
Money

The EPF reform gives employers a chance to rethink retirement architecture

The EPF reform is more than a payroll change. It gives employers an opportunity to redesign retirement benefits by combining EPF's stability with NPS's growth potential and tax efficiency.

3 min read27 Jul 2026
Money

EPFO annual report: bigger corpus, faster claims, but challenges persist

EPFO's corpus has swelled to ₹28.4 trillion and claim settlements hit a record in FY25, but rising pension payouts, persistent grievances and thinner investment yields pose fresh challenges.

3 min read27 Jul 2026
Money

Switched jobs? Your EPF may not transfer automatically unless you meet these conditions

EPFO now automatically transfers EPF balances for eligible members after a job switch, removing the need to file a transfer claim in many cases. But the facility works only if specific conditions are met and missing records can still hold up the transfer.

2 min read24 Jul 2026
Money

EPFO: Can you withdraw full 100% of your provident fund savings? Here are the rules, conditions and top FAQs explained

Employee Provident Fund Organisation: EPF subscribers are allowed to withdraw up to 100% of their eligible provident fund balance, with certain conditions. Here are the new rules and top FAQs explained…

3 min read26 Jun 2026
Money

EPF withdrawal limits 2026: Marriage, education, home purchase explained

EPFO allows members to withdraw a portion of their provident fund savings for education, marriage, housing and home-loan repayment, subject to specified conditions. Here is a breakdown of the eligibility criteria and maximum withdrawal limits under the latest EPFO guidelines.

3 min read21 Jun 2026