Employees Provident Fund Organisation

Take a look at what premature withdrawal means in EPFO and what the recovery process norms look like if the withdrawals are undertaken in a wrongful manner. Here's what EPFO can legally do if you use the funds for any other reasons…

Until now, Annexure K was only shared between PF offices and was made available to members only on their request. A reform has been introduced that now enables members to directly download Annexure K in PDF format from the Member Portal itself.

As per PF rules, both employees and employers are mandated to contribute a certain amount of the basic salary towards EPFO to boost retirement savings. However, the components of employer contribution is not the same as those of the employees.

EPFO rules 2025: In 2025, EPFO implemented reforms, including digitising the joint declaration process, enabling online profile updates, and simplifying provident fund transfers without employer approval.

Provident Fund (PF) investors will be able to withdraw more money from their accounts as the Centre is likely to increase the EPFO claim limit to ₹5 lakh, up five times compared to the current levels of ₹1 lakh.

EPFO claims: EPFO has established a centralized database. The next step is to incorporate UPI into the system. Officials have received suggestions from the NPCI regarding the integration

The EPFO's regional provident fund commissioner held that the insurance major had split up salary components into various perks to avoid paying provident fund dues.

A key prerequisite for being able to use this facility is that the members should be registered on the unified member portal.

EPF withdrawal: The EPF subscriber can apply for partial withdrawal for a range of purposes which include marriage of self or child, medical needs, house purchase, home loan repayment, or house renovation