Exclusions News

Irdai’s draft exposure aims to enhance scope of health cover by rationalising and standardising health insurance exclusions through six key changesThe draft is bound to have some impact on premium as the scope of cover has gone up and we will have to see how it will impact pricing

When opting for travel insurance, check for the exclusions and deductiblesMost travel insurance will cover flight delays, hospitalisation, baggage loss and loss of documents

Non-payable items under the health policy has to be paid by you, so knowledge of your policy is important

The insurance regulator has set up a committee to look into standardizing exclusions in health insurance policies. We ask experts on what the committee should focus on from a customer standpoint

After Delhi High Court's order, the regulator has asked insurers to remove genetic disorders from the list of exclusions. But insurers await more clarity on the matter

Inclusions in MSCI India index include Indian Oil BSE Ltd, Dr Lal PathLabs, while exclusions are AstraZeneca, Coffee Day and Unitech among others

Health insurance for the aged needs to come of age

Also see plans with a low waiting period for pre-existing diseases

Buying insurance is not enough. The insurer can raise several reasons for rejecting your claim. Be smart and read on