A high home loan EMI can strain monthly finances and delay wealth creation. Experts recommend keeping EMIs within 25-30% of monthly income to maintain savings, investments and financial security while managing homeownership comfortably and preparing for unexpected expenses.
3 min read12 Jul 2026Grant Sabatier, author of ‘Financial Freedom’, asserts achieving FIRE is increasingly feasible, despite current challenges like inflation and housing costs. For those wanting to retire early, we explore the opportunities…
4 min read4 Jul 2026New research shows Gen Z workers are out-earning millennials at the same age — but with soaring rents in the UK, US, and India, higher wages may not mean better lives. Here's what the data really shows.
8 min read22 Jun 2026You can boost your credit score with simple habits that build financial strength. Paying on time, keeping utilisation low, and regularly monitoring your credit profile can help you secure better loans, flexible repayment terms and lower interest rates.
3 min read29 Apr 2026Farrah Gray’s quote urges people to pursue their own dreams rather than build someone else’s. It highlights ownership, financial independence, and purpose, encouraging small, consistent steps toward personal goals while using current work as a foundation for future success.
3 min read26 Apr 2026EMI burden can quietly strain finances, so keeping EMI within 25–30% of income ensures financial stability, better savings, and stress-free loan management aligned with long-term financial goals.
4 min read21 Apr 2026Andrew Carnegie’s quote highlights the divide between labour and ownership: hard work alone rarely builds wealth, ownership does. Income comes from effort, but real wealth comes from assets, equity, and control. To grow financially, focus not just on earning more, but on owning more.
3 min read12 Apr 2026Warren Buffett quote on passive income: meaning, investing lessons, practical tips, and why ownership matters more than working forever.
3 min read11 Apr 2026Robert Kiyosaki highlights the importance of moving beyond the usual struggle of a 9-5 job and living paycheck to paycheck. He emphasises that to achieve financial freedom, one must ensure that their money works for them.
2 min read8 Apr 2026Porwal had been working as an Assistant Professor at an engineering college - a role she had achieved after years of hard work. However, her life was shaken when she was laid off after five years of service
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