Financial Goals News
Personal loan tenure: How it impacts EMI, interest costs and borrowing decisions
A personal loan tenure outlines the repayment period and influences EMIs and total interest. Understanding the tenure helps borrowers choose suitable terms based on budget, credit profile, financial goals and repayment flexibility.
3 min read18 Nov 2025What is bond laddering and how does it help manage interest rate risk?
Bond laddering is a smart investment strategy that diversifies maturities, reduces interest rate risk, ensures steady income flow, and enhances portfolio stability through disciplined bond investments.
3 min read10 Nov 2025This simple allocation trick can make your Diwali bonus last decades.
Your festive bonus can do more than fund a new gadget. With smart allocation and discipline, it can become the seed for your child’s education, dream home, or retirement comfort.
4 min read14 Oct 2025How to rebalance your mutual fund portfolio
Finology Research Desk has outlined a step-by-step framework to declutter your mutual fund portfolio and decide which schemes truly deserve to stay invested for the long haul.
3 min read9 Oct 2025Sebi to step up fight against investment fraud with tech tools, new offices
Regulator to open offices in state capitals, launch ‘validated UPI handle’, and crack down on finfluencers to shield a growing base of retail investors.
2 min read6 Oct 2025How can you select right mutual funds across tenures to achieve financial goals? A detailed guide
Retail investors are advised to curate a portfolio comprising a diverse category of funds, including debt, equity and hybrid, to align with their financial goals. It is also important to carry out portfolio rebalancing from time to time, based on changing circumstances.
3 min read27 Aug 2025Why we spend more with credit cards
Your credit behaviour is shaped by more than income—cognitive biases, emotional triggers, and habits play a big role. Here’s how to understand and reshape your financial decisions.
3 min read6 Aug 2025‘Nothing exceptional’ until...: Manager asks employee to extend notice period after draining resignation attempt
The Redditor shared that when she told her manager she was leaving, he asked her to serve a 45-day notice period, but continued to insult her passively.
2 min read24 Jul 2025Is your improved lifestyle hampering your financial goals? How to keep it in check
Lifestyle creep occurs when increased spending follows a raise, leading to financial instability. Gradual lifestyle upgrades can hinder wealth creation.
4 min read15 Jul 2025Started investing in your 40s? Keep these 5 crucial factors in mind
Investing in your 40s requires disciplined planning, risk management, debt control, and smart asset allocation to build wealth, support future goals, and secure a stress-free retirement.
3 min read6 Jun 2025Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared
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