Financial Plan

Money

Wealth management for new parents: Expert explains 5 money moves to secure your child's future

New parents can strengthen their child's financial future through term insurance, health cover, emergency savings and SIP investments. Early investing helps build a ₹1.2 crore education corpus while protecting the family from unexpected financial risks and rising education costs.

3 min read11 Jul 2026
Money

What is a soft credit inquiry? Meaning, benefits and why it does not affect your credit score | Explained

A soft credit inquiry allows individuals and financial institutions to review credit information without affecting credit scores. Here's how soft checks work, their impact, and how they differ from hard inquiries.

3 min read8 Jul 2026
Money

Is a ₹35,000 monthly pension enough in Lucknow? Expert breaks down housing, healthcare, food and daily costs

Stretching a ₹35,000 monthly pension requires careful planning, especially in smaller cities like Lucknow and other similar urban areas. A structured budget, pre-built emergency savings, healthcare planning, and low-risk investments can help retirees manage expenses.

3 min read7 Jul 2026
Money

Why starting your SIP at 25 can build far more wealth than waiting until 35

Start early, build more wealth. This investment planning example shows how the power of compounding helps long-term investing create a significantly larger corpus, even with modest monthly SIP contributions. Understand this concept today to ensure meaningful wealth creation in your life ahead.

3 min read14 Jun 2026
Money

Why many people fail at retirement planning: 5 mistakes to watch out for

A small mistake today can weaken your finances in the future. Avoid common retirement planning mistakes, tackle inflation, diversify investments and build a stronger retirement corpus for long-term financial security.

3 min read11 Jun 2026
Money

Want to triple your money? Understanding the Rule of 114 and how it works

The Rule of 114 helps estimate when your money could triple through compounding, while other popular personal finance rules can support smarter investing, budgeting and long-term financial planning.

2 min read11 Jun 2026
Money

₹50,000 salary blueprint for Bengaluru women: Budgeting, SIPs, tax planning and wealth creation

Working women in Bengaluru earning ₹50,000 should prioritize personalized financial planning. By tracking expenses, building an emergency fund, and utilizing AI tools for budgeting, they can achieve financial stability and make informed decisions for their future.

3 min read2 Jun 2026
Money

Smart financial planning tips for parents: SIPs, insurance, savings & child investment plans

Financial planning for children includes SIP investments, term insurance, health cover, Sukanya Samriddhi Yojana, emergency savings and legal protection to secure a prosperous future for every family across the country.

3 min read22 May 2026
Money

50-30-20 vs envelope vs zero-based budgeting: Which method suits you best?

50-30-20, envelope, and zero-based budgeting: three personal finance systems that help manage income, control spending, and improve savings discipline through structured planning, flexible methods, and financial clarity.

5 min read14 May 2026
Money

These 5 money habits are quietly pushing you towards a financial crisis – here's how to fix them

Financial crisis warning signs often hide in daily habits. From rising debt to no savings, these signals reveal weakening money control, inefficient financial planning and the urgent need for smarter reconsideration and devising a proper economic management strategy.

3 min read22 Apr 2026