Financial Plan News

GenAI can uniquely tailor financial advice based on an individual's income, lifestyle, and goals—a luxury once reserved for wealthy clients of human advisors. But GenAI isn’t infallible.

Historically, the BSE 1000 index has only marginally outperformed the BSE 500, but its outperformance widens when compared with the Nifty 50.

Market volatility may rattle nerves, but it shouldn't shake conviction. Dhirendra Kumar says in turbulent markets, long-term wealth creation demands resolve, not retreat.

Though heuristics help simplify complex financial decisions, mental shortcuts like the ‘100-minus-age’ rule for equity allocation are useful but not foolproof.

The Employees’ Provident Fund (EPF) is more than just a retirement savings tool; it offers critical provisions for emergencies, including marriage and education. However, strict rules and limits apply.

Whether it’s finding quality schooling, specialized courses, or global higher education, a solid financial strategy ensures your child is prepared for a future where adaptability and innovation matter.

The cost of education is rising—is your financial plan keeping up? Here's how to smartly plan top-tier education without compromising financial security.

Understanding exactly what you are working towards can be the difference between aimless saving and strategic wealth-building. Read on to learn about a five-point framework that makes it easy to set specific, measurable goals.

Here’s how a 60-year-old woman navigated her inheritance in the US, her mother’s finances in India, and her own future in Norway after her father passed away in February 2023.