Financial Stability

Lionel Messi’s career with Argentina offers valuable lessons for building long-term wealth. From staying consistent and adapting to setbacks to diversifying income and planning beyond peak earnings, these five money lessons can help investors build stronger financial habits.

Hedge funds are increasingly influential in the $30 trillion US Treasury market, holding $2 trillion in cash Treasurys by 2025.

Retiring with a home loan can put pressure on monthly cash flows. Experts explain when using retirement savings for home loan prepayment makes sense, why retirees should preserve an emergency corpus, & how interest rates, tenure, outstanding principal, & future expenses should guide the decision.

The MBA graduate argued that once an urban professional earns between ₹1.5 lakh and ₹2 lakh per month, the chase for higher earnings can become a trap that erodes family life and well-being.

Facing an urgent ₹2 lakh need? Experts say using savings is usually cheapest, personal loans suit structured repayment, while credit card balances can cost 24%+ annually, turning a ₹1 lakh outstanding into nearly ₹40,000 in interest.

Experts say that equating a home loan EMI with the cost of the house may be a gross miscalculation. The real cost extends beyond this and includes stamp duty & registration, interiors & furnishing, monthly society maintenance, annual property taxes, home insurance and inevitable upkeep costs.

Career and finance insights suggest that information and clear communication are key for decision-making. Focus on quality growth in projects, remain responsive to opportunities. Balance and collaboration can foster success, while self-care is essential in managing stress and responsibilities.

Credit score assessment relies heavily on four pillars: your track record of repaying debts, the proportion of available funds you currently use, the longevity of your active accounts, and the frequency of your recent loan applications.

In his latest opinion piece published in The Economist, Gruenberg argues that Trump administration was repeating the mistakes of the past by weakening financial oversight and reducing the workforce of agencies responsible for monitoring risks.

EPF can help salaried employees build long-term wealth through regular contributions and compounding. Expert shares how staying invested, avoiding premature withdrawals and planning can strengthen retirement savings.