Financial Stability Report News
What Does RBI’s Financial Stability Report Reveal? | Mint Primer | Mint
RBI’s Financial Stability Report (FSR) reveals the gross non-performing assets (GNPA) ratio has been gradually trending downwards from 9.3% in September 2019 to a seven-year low at 5.0% in September 2022, while net non-performing assets have dropped to a 10-year low of 1.3% of total assets. The stress tests in RBI’s Financial Stability Report showed that banks are capable of absorbing shocks even under adverse situations. Let’s do an in-depth analysis of the report to determine its trend, the policy actions that have been helpful, and what can be done to make things even better.
5 Feb 2023Worst not over yet, RBI forecasts NPAs will rise
In its latest Financial Stability Report, the central bank says there remains an inherent risk of ‘froth’ building up in the system due to excess liquidityGovernor Shaktikanta Das warns against unbridled rate cuts that may cause a ‘cobra effect’
2 min read28 Dec 2019Bank frauds rise to record high of ₹1.13 lakh crore in H1FY20: RBI
This is due to delay in detection by lenders, says RBI’s Financial Stability ReportIn FY19, banks had reported 6,801 cases of fraud involving ₹71,543 crore
1 min read27 Dec 2019Public sector banks’ gross NPA ratios may rise to 13.2% by Sept 2020: RBI
Change in macroeconomic scenario, marginal increase in slippages might be the reasons, says RBI in its Financial Stability ReportThe report showed that the share of large borrowers in banks’ total loan portfolios and their share in GNPAs was at 51.8% and 79.3%, respectively, in September 2019
2 min read27 Dec 2019Reviving consumption, investment remains a critical challenge: RBI
In its December 2019 Financial Stability Report, the central bank said aggregate demand has slumped in Q2FY20While the outlook for capital inflows remains positive, India’s exports could face headwinds in the event of sustained global slowdown, stated the FSR
2 min read27 Dec 2019NPAs may fall to 9% by March: RBI report
The share of large borrowers in Indian banks’ total loan portfolios stood at 53% as on March 2019The gross non-performing assets (NPAs) as a percentage of total loans stood at 9.3% as on March 2019
2 min read28 Jun 2019Four-fold jump in quantum of money defrauded from banks in last 4 years: RBI
In the government’s full final fiscal in office, the trend of a rise in bank frauds seems to be continuing, with 3,416 frauds involving an amount of ₹30,420 crore being reported.
1 min read1 Jan 2019Opinion | The rising stock of global economic risks
The sustainability of global growth will depend on how the emerging risks are managed
3 min read16 Oct 2018Opinion | Next financial crisis might reveal new fault lines
IMF October 2018 edition of the Global Financial Stability Report explicitly mentioned that risks had intensified and emerging markets could bear the brunt of the next crisis
4 min read15 Oct 2018Investors underestimating risk of a financial shock, warns IMF
Asset valuations relatively high in some markets, market participants complacent about the risk of a sharp tightening of financial conditions: IMF
3 min read10 Oct 2018Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared