Fintech
Digital-only banks are booming – and India could be next
From Nubank to Monzo, digital banks have gone from niche apps to full-blown banking relationships for hundreds of millions of people. The ingredients for India’s own version may already be in place.
4 min read4 Sep 2026Slice raising $100 million in first funding after becoming a bank
An extraordinary general meeting notice issued by Slice Small Finance Bank Ltd and reviewed by Mint shows that the lender is seeking shareholder approval to raise ₹485 crore through compulsorily convertible debentures and partly paid equity shares.
2 min read3 Sep 2026Mint Explainer | Why RBI’s draft rules could change how fintechs offer small loans
RBI is proposing two major changes: one would standardise how lenders price loans, while the other would push NBFC lending towards term loans rather than revolving credit.
4 min read20 Aug 2026Navi raises $100 million from Prosus ahead of FY27 IPO filing
Navi said the new funds will be used to fuel its next phase of growth as the fintech prepares to file fresh documents for IPO
2 min read19 Aug 2026A surge of app lending is pushing Indians into a debt trap as they borrow more to repay old loans
Loans at an annual rate of 36%? It gets even more usurious in some cases as repayments devour the earnings of those who get tempted by easy app credit to fund consumption and repay loans. This market is a house of cards in need of intervention.
4 min read7 Aug 2026super.money eyes commerce push with pay-in-three credit product
SplitStore is a closed-loop, small-ticket credit product designed primarily for new-to-credit users.
3 min read6 Aug 2026PB Fintech Q1 Results: Net profit nearly doubles to ₹163 crore; revenue climbs 40%
PB Fintech reported a Q1FY27 net profit of ₹163 crore, a 92% increase from last year, with revenue rising 40% YoY to ₹1,888 crore. However, both profit and revenue declined sequentially from the previous quarter.
2 min read5 Aug 2026PayU gears up for the next payments battle with UPI credit, Mindgate
The Prosus-owned fintech is looking beyond checkout lending as it explores UPI credit lines, targets profitable merchant growth and strengthens its payments infrastructure through Mindgate.
4 min read28 Jul 2026Why rural India is still waiting for fintech credit revolution
A Nabard report noted that while Indian banks have significantly expanded digital banking infrastructure and the government has built robust digital public infrastructure (DPI), the expected breakthrough in last-mile financial inclusion through fintech-led credit has yet to materialise.
2 min read26 Jul 2026Turtlemint expects FY27 profit after tax despite seasonality-led quarterly volatility
Turtlemint expects to end FY27 profitable despite seasonal quarterly swings, after posting its first-ever profitable quarter in Q4 FY26.
4 min read20 Jul 2026Wait for it…
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