Fixed Income

A 100% equity portfolio delivered better long-term gains, but the picture changes when volatility enters the equation. Data spanning 20 years show how a fixed-income instrument and a 50:50 mix compare in terms of risk-adjusted performance, revealing a different side of portfolio returns.

A ₹50 lakh to ₹2 crore fixed deposit can generate substantial annual income in 2026. Compare FD returns at 6%, 7%, and 8%; Check and understand senior-citizen rates, taxation, deposit safety, and key factors before investing.

REITs are often mistaken for fixed-income products due to their regular payouts, but they carry equity-like risks. Their returns depend on rental income, occupancy and property cycles, making them a diversification tool rather than a substitute for debt investments.

On precious metals, the firm maintains a neutral allocation stance on both gold and silver, while assigning greater weight to gold. The preference for gold is supported by continued buying from central banks and easing speculative excesses in global gold markets.

Secure returns with a fixed deposit and grow your savings with ease in the current geopolitical environment where protecting wealth is something indispensable. This guide explains how to open an FD online, compare interest rates, and invest confidently in minutes.

The narrowing yield differential between US Treasuries and Indian bonds may also prompt a rotation of global capital toward dollar-denominated assets, analysts said.

RBI Governor Sanjay Malhotra flagged persistent issues such as limited product diversity in interest rate derivatives and underdevelopment of credit derivatives.

Explore top fixed-income investments, including PPF, SSY, SCSS, EPF, and Post Office schemes, offering guaranteed returns, tax benefits, and capital protection for safe, long-term financial growth in volatile markets.