Fixed Income
Market power comes with responsibility, RBI governor tells banks, PDs
RBI Governor Sanjay Malhotra flagged persistent issues such as limited product diversity in interest rate derivatives and underdevelopment of credit derivatives.
2 min read1 May 2026Best fixed-income investments in today’s volatile market: PPF, SSY, SCSS, EPF and Post Office schemes compared
Explore top fixed-income investments, including PPF, SSY, SCSS, EPF, and Post Office schemes, offering guaranteed returns, tax benefits, and capital protection for safe, long-term financial growth in volatile markets.
3 min read25 Mar 2026Crude oil price shock and US-Iran war jitters rattle bonds, 10-year yields jump: What should bond investors do now?
Rising crude oil prices linked to geopolitical tensions are rattling bond markets, particularly in India. Investors are advised to adapt their strategies, focusing on shorter-duration debt and accrual options, while remaining vigilant against inflation and currency fluctuations.
3 min read13 Mar 2026Beyond FDs: How to build a diversified fixed-income portfolio
At the Mint Money festival on Saturday, Vineet Agrawal, co-founder of Jiraaf, explained how fixed-income instruments fit into modern portfolios.
5 min read16 Feb 2026Gold shines brightest! Yellow metal beats Nifty 50, real estate and fixed income across 1, 5, 10 and 20 years
Gold has become a vital portfolio asset, supported by central bank buying and favorable interest rates. Emkay Wealth Management advises high exposure to gold and silver, while new investors should adopt a disciplined approach, allocating 5-10% of their portfolios to precious metals.
3 min read13 Feb 2026Floating Rate Savings Bond is offering 8.05% return in a low-interest-rate regime: Should you invest?
The FRSB, 2020 (T) is offering a higher interest rate of 8.05% p.a. compared to bank fixed deposit rates of 6.50% to 7.00%. It has a 7-year tenure with low liquidity.
5 min read28 Jan 2026Govt likely to focus on fiscal consolidation in Budget 2026: Mirae Asset Investment Managers' head of fixed income
As India gears up for Budget 2026, Mirae Asset's fixed income head, Basant Bafna, says yields on central government securities may remain supported as the government remains committed to fiscal consolidation and as prevailing spreads remain higher vis-à-vis historical averages.
4 min read27 Jan 2026Can conservative investors still earn real returns in a falling rate cycle?
With interest rates falling and debt returns shrinking post tax, equity savings funds offer conservative investors a tax-efficient middle ground—if chosen carefully and held long enough.
3 min read13 Jan 2026Why India's savings culture serves everyone except the saver
India’s love for fixed income isn’t just cultural—it’s structural. Banks and governments benefit, while savers quietly lose wealth to inflation, taxes, and time.
3 min read11 Jan 2026New year, new yields: Why 2026 is the year for bond investors to shine
With RBI's repo rate cuts in 2025, bonds are becoming attractive for Indian investors. The cooling equity markets and potential for higher bond yields suggest a strategic shift towards fixed income investments for wealth creation in 2026.
5 min read28 Dec 2025Wait for it…
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