Gold Loans News
What RBI's proposed norms mean for co-lending, gold loans
Two major frameworks proposed as part of the monetary policy statement on 9 April pertain to co-lending and lending against gold ornaments and jewellery—both popular loan segments for lenders and borrowers alike.
6 min read12 Apr 2025Muthoot Finance share price slumps over 8% to 3-month low as RBI seeks stricter gold loan norms
Muthoot Finance shares dropped 8.13% to ₹1,965, following new RBI guidelines for gold loans. The rules require standardized documentation and borrower presence during gold assessment, aiming for transparency and borrower protection.
2 min read11 Apr 2025RBI moots classification of loans against gold jewellery based on end use
The norms will also apply to loans secured by silver jewellery, silver ornaments and specified silver coins “wherever lenders are permitted to extend loans against such collaterals,” the central bank said.
7 min read9 Apr 2025RBI proposes new draft norms for gold loans: Here's what lenders and borrowers need to know
RBI's new gold loan rules: From standardised procedure to uniform documentation, the Reserve Bank of India launched new draft norms for gold loans on April 9.
2 min read9 Apr 2025Mint Explainer: Why did the govt end the gold monetization scheme?
The gold monetization scheme involved getting a purity test done, melting jewellery and converting it into bars, offering little incentive for households to participate in the scheme.
4 min read1 Apr 2025Looking for gold loan? RBI move to tighten rules may make it tougher for you. Here's why
Gold loans have been rising by 50 per cent since September, sharply outpacing the growth in overall loans in India, bolstered in part by tighter norms for unsecured lending.
1 min read6 Mar 2025Gold loan GNPA up 18% in banks, upper and middle layer NBFCs from March-June 2024
GNPAs for gold loans in SCBs and Upper and Middle-Layer NBFCs rose by 18.14% from March to June 2024, as reported by the Ministry of Finance.
1 min read10 Feb 2025A gold loan can solve your cash crunch. Here’s all you need to know about getting one.
You can get up to 75% of the value of your gold as a loan, but the higher this number, the higher your interest rate.
3 min read7 Jan 2025All that glitters isn’t an auction of pawned gold—not even these days
Gold auctions have risen in recent times. Is this a sign of distress? Only partly. These are more likely the result of lenders sprucing up their gold-loan portfolios after RBI frowned upon risky lending practices earlier this year.
3 min read25 Dec 2024Gold auctions on the rise as NBFCs look to clean up books on RBI diktat, rise in prices
Gold loan NBFCs are auctioning collateral due to rising non-performing assets and RBI's new regulations. Muthoot Finance and Manappuram Finance reported substantial auction values in Q2 FY25.
6 min read23 Dec 2024Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared