Health Insurance News
Unlimited health insurance is now a reality. But can insurers make it work?
New ‘no-limit’ health plans offer unmatched coverage—but questions remain on sustainability, claims support, and long-term value.
4 min read14 Jul 2025IRDAI pulls up 8 top insurers over health portfolio lapses, may take coercive action — Report
IRDAI flagged multiple violations committed by the insurers with regard to the implementation of its Health Insurance Master Circular, issued in May 2024.
1 min read12 Jul 2025India plans BIG step to curb overcharging by healthcare providers. Here's what report says
The National Health Authority manages the health exchange, created with input from the insurance regulator. Health insurance premium growth has slowed to 9% in 2024-25 due to rising costs and policy renewals declining.
1 min read10 Jul 2025Health insurance for pre-existing conditions: Know the plans offering Day 1 coverage and more
Health insurers offer coverage for pre-existing diseases like diabetes, hypertension, and asthma from Day 1. Key features include hospitalisation coverage, pre and post-hospitalisation expenses, day-care procedures, and organ donor expenses, with some exclusions such as cosmetic surgery.
6 min read10 Jul 2025‘Promises kept’: Donald Trump signs ‘Big Beautiful Bill’ at the White House July 4 picnic
Donald Trump signed his package of tax breaks and spending cuts into law Friday in front of Fourth of July picnickers after his cajoling produced almost unanimous Republican support in Congress for the domestic priority that could cement his second-term legacy
3 min read5 Jul 2025It's time to fix health insurance for India’s ‘missing middle’. Here's how to do it.
The current system is failing about 8 to 10 crore Indian households that fall into the ‘missing middle’ – too affluent for subsidised schemes but unable to afford adequate private insurance.
3 min read2 Jul 2025Should you buy outpatient insurance? Get the complete lowdown to help you decide.
Retail OPD insurance accounted for less than 0.1% of India's OPD spending of $37.7 billion in FY24. Now, insurers have started to offer OPD coverage and healthcare startups have also entered the space.
6 min read26 Jun 2025Why modern health insurance should cover short hospital stays
Quick surgeries are now routine, yet many insurance plans still demand 24-hour hospitalisation to honour claims—leaving modern patients stranded in an outdated policy framework.
3 min read25 Jun 2025How to switch health insurance without losing benefits
Insurance regulator allows you to switch health insurers without losing benefits like waiting period credits and bonuses. Here’s how to port your health policy for better features and fewer claim rejections.
2 min read19 Jun 2025Why AYUSH claims keep getting rejected despite new insurance rules
Irdai mandated parity for AYUSH claims with allopathic care in Jan 2024. Yet patients face rejection over unclear rules, documentation issues and varying insurer interpretations.
5 min read19 Jun 2025Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared