Health Insurance
Health insurance checklist: Key policy terms to watch out for before hospital admission
Many policyholders get nasty surprises during hospitalisation. This is mainly due to several limitations buried in the policy terms and conditions, resulting in high out-of-pocket expenses.
6 min read11 Jul 2026What health insurance retention data reveals—and conceals
Mint's analysis of insurers' NL-47 disclosures shows the average retention rate for top-selling retail health insurance plans was just 73% in FY26. What's driving the churn?
8 min read8 Jul 2026Health insurance proposal form: Step-by-step guide to filling it correctly and avoiding claim issues
Fill a health insurance proposal form correctly with this step-by-step guide. Understand required details, medical disclosures, nominee information and important checks to avoid claim problems while ensuring smoother policy approval and better financial protection for you and your family.
3 min read7 Jul 2026Are super top-up plans becoming redundant?
While stacking policies was once the ultimate cost-saving hack for medical emergencies, a shifting market has quietly changed the math for policyholders.
5 min read6 Jul 2026Buying health insurance? One overlooked document can tell you what brochures won’t
Irdai-mandated product-wise NL-47 disclosures reveal claim settlement, complaint rates, renewals and more, helping buyers compare health insurance plans beyond brochures and marketing claims.
4 min read6 Jul 2026IRDAI plans insurance commission overhaul to curb mis‑selling with staggered payouts and stricter transparency rules
IRDAI plans to implement staggered commissions, spreading payouts over the policy term to improve transparency, reduce churn and align distributor incentives with customer needs across India’s insurance market.
2 min read3 Jul 2026Prudential-HCL joint venture becomes India’s eighth standalone health insurer
The regulator's approval anchors a massive overhaul of the multinational's domestic strategy following its recent announcement of a proposed ₹3,500-crore acquisition of Bharti AXA Life.
2 min read1 Jul 2026LIC flags 'rampant mis-selling' in life insurance, warns of fraud in pockets
LIC has flagged mis-selling as a major challenge for the life insurance industry, as IRDAI moves to tighten sales practices. The insurer also highlighted India's protection gap, changing risk landscape and the need for products tailored to gig workers.
2 min read30 Jun 2026Closing India’s insurance gap will need more than just policy reforms
With nearly 85% of economic losses left completely uncovered, transforming consumer behaviour mindset is critical.
3 min read29 Jun 2026Deductibles are not a barrier to portability, says HDFC Ergo CEO Parthanil Ghosh
The insurer's chief executive discusses portability rules, underwriting discipline, rising health premiums and the road to Insurance for All by 2047.
4 min read26 Jun 2026Wait for it…
Oops! Looks like you have exceeded the limit to bookmark the image. Remove some to bookmark this image.