Health Insurance News

Money

Unlimited health insurance is now a reality. But can insurers make it work?

New ‘no-limit’ health plans offer unmatched coverage—but questions remain on sustainability, claims support, and long-term value.

4 min read14 Jul 2025
Insurance

IRDAI pulls up 8 top insurers over health portfolio lapses, may take coercive action — Report

IRDAI flagged multiple violations committed by the insurers with regard to the implementation of its Health Insurance Master Circular, issued in May 2024.

1 min read12 Jul 2025
News

India plans BIG step to curb overcharging by healthcare providers. Here's what report says

The National Health Authority manages the health exchange, created with input from the insurance regulator. Health insurance premium growth has slowed to 9% in 2024-25 due to rising costs and policy renewals declining.

1 min read10 Jul 2025
Money

Health insurance for pre-existing conditions: Know the plans offering Day 1 coverage and more

Health insurers offer coverage for pre-existing diseases like diabetes, hypertension, and asthma from Day 1. Key features include hospitalisation coverage, pre and post-hospitalisation expenses, day-care procedures, and organ donor expenses, with some exclusions such as cosmetic surgery.

6 min read10 Jul 2025
News

‘Promises kept’: Donald Trump signs ‘Big Beautiful Bill’ at the White House July 4 picnic

Donald Trump signed his package of tax breaks and spending cuts into law Friday in front of Fourth of July picnickers after his cajoling produced almost unanimous Republican support in Congress for the domestic priority that could cement his second-term legacy

3 min read5 Jul 2025
Money

It's time to fix health insurance for India’s ‘missing middle’. Here's how to do it.

The current system is failing about 8 to 10 crore Indian households that fall into the ‘missing middle’ – too affluent for subsidised schemes but unable to afford adequate private insurance.

3 min read2 Jul 2025
Money

Should you buy outpatient insurance? Get the complete lowdown to help you decide.

Retail OPD insurance accounted for less than 0.1% of India's OPD spending of $37.7 billion in FY24. Now, insurers have started to offer OPD coverage and healthcare startups have also entered the space.

6 min read26 Jun 2025
Money

Why modern health insurance should cover short hospital stays

Quick surgeries are now routine, yet many insurance plans still demand 24-hour hospitalisation to honour claims—leaving modern patients stranded in an outdated policy framework.

3 min read25 Jun 2025
Money

How to switch health insurance without losing benefits

Insurance regulator allows you to switch health insurers without losing benefits like waiting period credits and bonuses. Here’s how to port your health policy for better features and fewer claim rejections.

2 min read19 Jun 2025
Money

Why AYUSH claims keep getting rejected despite new insurance rules

Irdai mandated parity for AYUSH claims with allopathic care in Jan 2024. Yet patients face rejection over unclear rules, documentation issues and varying insurer interpretations.

5 min read19 Jun 2025

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