Home Loan
Home loan is just another category of loan provided by banks or non-banking financial corporations or other financial institutions. A loan is when you borrow a certain amount of money at a pre-decided rate of interest and tenure. Home loan is one of the most popular and most commonly used categories of loans. Financial institutions keep the property bought by an individual as collateral and offer him/her a loan against the property. A home loan usually has longer tenure such as 20 years, 25 years. The rate of interest on a home loan generally depends on the key
Budget 2026: The Middle Class Urges The FM To Reduce High Costs of Housing, Schooling & Healthcare
Budget is around the corner, and middle class citizens complain and demand amendments in 3 areas: Housing, healthcare & Education of kids. Fees and costs in these 3 areas are touching the sky and public healthcare, and education is not upto standards. In this series citizens highlight their problems and urge the FM to take notice. #budget #budget2026 #school #education #realestateprices #realestate #health #helthcare #healthcare #india #hospital #schoolfees #abhinavtrivedi #middleclassfamily #middleclass #narendramodi
29 Jan 2026PNB Housing bets on emerging markets to boost margins as banks corner high-end loans
To drive this growth, the housing financier is focussing on several levers such as growing its branch and distribution network, adding more manpower for these segments, and investing in digital channels, newly appointed MD and CEO Ajai Kumar Shukla said.
4 min read23 Jan 2026Planning to build your own house? Know home loan eligibility, tax limits, and EMI rules
Planning to build your own house? Learn how home loan eligibility works, EMI rules for self‑construction, and tax benefits under Sections 80C and 24(b).
4 min read23 Jan 2026Budget home buyers priced out of Gurugram's luxury boom
Mumbai remains India's most valuable property market, but Gurugram, part of the larger National Capital Region, has seen a sharp price rise and sales driven by a return of investors and end-users.
4 min read14 Jan 2026Tax benefits on loans explained: Home, education, vehicle and personal loans
The article highlights tax benefits for various loans, focusing on home loans, education loans, vehicle loans, and personal loans.
6 min read24 Dec 2025Rate cut windfall: Should you reduce EMI or tenure
A 0.25% rate cut may look negligible, but the real gains depend on whether borrowers reduce EMIs or shorten tenure—one choice offers comfort, the other can save lakhs.
3 min read19 Dec 2025Home sweet home: The complete cost of ownership
The actual cost of owning a house can vary significantly depending on several factors, including the property’s location, price of the home, financing terms, utilities, maintenance, etc.
3 min read11 Dec 2025What to do when banks refuse to reduce home loan interest rates
While banks use varied benchmark rates, they often slow interest rate reductions and cut EMIs, but not tenure. Borrowers can still benefit from the lowest repo rate in three years.
6 min read10 Dec 2025How would 125 bps repo rate cut by RBI in 2025 impact your monthly home loan EMI?
RBI monetary policy: As RBI has reduced repo rate by 125 bps in 2025, the monthly home loan EMI of a ₹50 lakh loan taken at 9% per annum for 15 years at the beginning of 2025 would now come down from ₹54,713 to ₹47,064
5 min read5 Dec 2025EMI Burden Now Haunting The Middle Class As Average Debt Per Indian Continues To Rise | Explained
India’s middle class is falling into a dangerous pattern of debt-fuelled consumption. The dream of upward mobility is increasingly being financed through easy credit, and the fallout has already begun. The Reserve Bank of India, data says that 5-10% of middle-class households are now stuck in a debt trap. Analysts believe this is largely driven by social media driven fake comparisons. #debt #emi #autoloans #homeloan #loans #loan #india #creditcard #personalloan #abhinavtrivedi #debtfreejourney #debtmanagement #debtfree #nirmalasitharaman #financenews #finance #socialmedia
3 Dec 2025