Home loans

Another recommendation is to link home loan lending rates to a common external benchmark, such as the RBI's repo rate.

RBI panel recommendations credit positive for mortgage-backed securities

1 min read . 23 Sep 2019

The bank will allow all existing home loan customers as on 30 September to switch over to the new product (Mint file)

SBI eyes 1 October launch of revamped home loan product linked to repo

2 min read . 19 Sep 2019

At the same time, BoI offering education loan at competitive rate. (Photo: Pradeep Gaur/Mint)

Bank of India launches festive offer; waives loan processing charges

1 min read . 08 Sep 2019

Home loan interest rates: Top 15 banks that offer the lowest

Home loan interest rates: Top 15 banks that offer the lowest

1 min read . 07 Jul 2019

Accumulated corpus in MFs can be used to repay outstanding home loan

Accumulated corpus in MFs can be used to repay outstanding home loan

1 min read . 26 Jun 2019

Should you buy or rent your next house?

3 min read . 08 Jun 2019

HDFC disburses ₹2,300 crore as subsidy under PMAY

HDFC disburses ₹2,300 crore as subsidy under PMAY

2 min read . 29 May 2019

HFCs have slowed down their loan disbursements according to a report by India Ratings and Research.

Loan disbursements by housing finance companies have slowed down: India Ratings

1 min read . 21 May 2019

Are instant home loans as good as they sound?

Are instant home loans as good as they sound?

4 min read . 08 May 2019

Your EMIs won't fall so soon, but lock into fixed deposits

Your EMIs won't fall so soon, but lock into fixed deposits

4 min read . 05 Apr 2019

ICICI Bank launches 2 'Instant Home Loan' products up to ₹1 crore

ICICI Bank launches 2 'Instant Home Loan' products up to ₹1 crore

1 min read . 28 Mar 2019

Banks revise rates, but don’t transfer your home loan yet

Banks revise rates, but don’t transfer your home loan yet

4 min read . 13 Mar 2019

The move comes a day after the RBI cut the key policy rate by 25 bps from 6.50% to 6.25% (Reuters)

SBI rate cut: no impact?

3 min read . 16 Feb 2019

According to a survey on money habits of Indians by Exide Life Insurance, one in three Indians do not keep their families informed about their financial dealings.

5 smart things to do in 2019 to organise your financial life

6 min read . 08 Jan 2019

Home loan portfolio of housing finance companies has grown at a faster pace of 18% y-o-y till 30 September 2018. Photo: Mint

Housing finance companies may face slowdown in H2 FY19, says Icra

2 min read . 04 Jan 2019

The RBI had hiked its key rates in quick succession midway through 2018, before pausing as inflation ebbed. Photo: Pradeep Gaur/Mint

HDFC raises lending rates by 0.10%

1 min read . 01 Jan 2019

There were some new developments during the year that were good for you and others that were not so good. Photo: Mint

Interest rate cycle turns upward, but transparent loan pricing soon

5 min read . 27 Dec 2018

Each borrower’s loan spread on a new loan above the external benchmark is captured in the loan agreement and is fixed through the loan tenure unless borrower’s credit score changes. Photo: iStock

Transparency vs volatility: Impact of external benchmark for loans

4 min read . 11 Dec 2018

Home First Finance was clearly a missed opportunity for Caspian as the housing finance startup went on raise capital without much trouble and is quite well-respected today,says Caspian director (investments) Mona Kachhwaha.

Why Home First Finance is in Caspian’s anti-portfolio

1 min read . 27 Nov 2018

The staying power of investors, who bought real estate as an investment, is lower than that of builders.

Home loans are up, home sales are not. Why so?

2 min read . 26 Nov 2018