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According to another intermediary, BoB has increased rates as it needs to make provisions for NPAs that could arise after the moratorium ends. (Reuters)

Bank of Baroda hikes risk premium on loans, tightens credit norms

2 min read . 25 Aug 2020

The maximum top-up loan a borrower can avail of varies from one lender to another. Photo: iStock

Top-up home loan works better than gold and personal loans

3 min read . 06 Aug 2020

A lower interest rate also means higher eligibility for the borrower. Photo: Mint

Home loan rates of public sector banks turn attractive

2 min read . 01 Jul 2020

The total final amount that one pays can be double of what was borrowed

Best home loan rates

1 min read . 28 Jun 2020

Many borrowers who are unable to service their loans have opted for a moratorium.

Here’s how to increase your loan eligibility

4 min read . 10 Jun 2020

Home loan growth shrunk by 0.6% between 27 March and 24 April, as per RBI data. (Mint)

Risk-averse lenders press pause on new home loans

2 min read . 08 Jun 2020

Strained income might mean that more homeowners will list their properties as rentals as an additional source of income. Photo: Mint

Covid-19 could lead to increased demand for rental units

2 min read . 03 Jun 2020

The government has extended the deadline for registration and completion of projects under the Rera Act, 2016 by six months. Photo: Ramesh Pathania/Mint

Govt relief to developers: Homebuyers may end up paying additional interest

2 min read . 13 May 2020

The total final amount that one pays can be double of what was borrowed

Best home loan rates

1 min read . 26 Apr 2020

LIC’s Pay When You Stay scheme is a slight tweak from the existing trend. Photo: Mint

New home loans for under-construction properties come with strings attached

4 min read . 28 Jan 2020

Another recommendation is to link home loan lending rates to a common external benchmark, such as the RBI's repo rate.

RBI panel recommendations credit positive for mortgage-backed securities

1 min read . 23 Sep 2019

The bank will allow all existing home loan customers as on 30 September to switch over to the new product (Mint file)

SBI eyes 1 October launch of revamped home loan product linked to repo

2 min read . 19 Sep 2019

At the same time, BoI offering education loan at competitive rate. (Photo: Pradeep Gaur/Mint)

Bank of India launches festive offer; waives loan processing charges

1 min read . 08 Sep 2019

Home loan interest rates: Top 15 banks that offer the lowest

Home loan interest rates: Top 15 banks that offer the lowest

1 min read . 07 Jul 2019

Accumulated corpus in MFs can be used to repay outstanding home loan

Accumulated corpus in MFs can be used to repay outstanding home loan

1 min read . 26 Jun 2019

Should you buy or rent your next house?

Should you buy or rent your next house?

3 min read . 08 Jun 2019

HDFC disburses ₹2,300 crore as subsidy under PMAY

HDFC disburses ₹2,300 crore as subsidy under PMAY

2 min read . 29 May 2019

HFCs have slowed down their loan disbursements according to a report by India Ratings and Research.

Loan disbursements by housing finance companies have slowed down: India Ratings

1 min read . 21 May 2019

Are instant home loans as good as they sound?

Are instant home loans as good as they sound?

4 min read . 08 May 2019

Your EMIs won't fall so soon, but lock into fixed deposits

Your EMIs won't fall so soon, but lock into fixed deposits

4 min read . 05 Apr 2019

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