Housing Loans
‘Never fall for no EMI till possession trap’: Reddit user warns Indians of home loan scam; netizens react
The Redditor explained that the ugly truth is that the home loan is in your name, not the builder’s. ‘If they default, the bank still comes after you. Even if the house isn’t delivered, you must pay.’
2 min read18 Aug 2025Mint Explainer | SBI hikes home loan rates in a low-rate cycle—what does it mean?
State Bank of India’s decision to raise home loan rates in the middle of a neutral interest-rate cycle marks a shift in the housing loan market. The move could ease pressure on bank margins, reset pricing discipline among PSU and private lenders, and raise borrowing costs for new home buyers.
5 min read18 Aug 2025Collateral-backed loans were a safe space for banks. Maybe not any longer
Stress in secured loans reflects lingering concerns even after the central bank cracked down on unsecured lending frenzy
5 min read11 Feb 2025PNB Housing’s affordable loans drive pushes it to revive its commercial mortgage biz
As PNB Housing shifts its focus towards higher yielding affordable housing loans, it's also gradually re-expanding its commercial mortgage portfolio.
5 min read14 Sep 2024Ummeed Housing Finance secures $76 million in funding to fuel south, central India expansion
The funding round, which includes nearly ₹300 crore in primary capital, marked the exit of Lightrock Global Fund S.A., an investor since 2018.
2 min read19 Jun 2024Loan EMI is likely to increase as SBI hikes MCLR by up to 10 bps; check latest interest rates here
State Bank of India raises interest rates by 5 to 10 basis points on most loan tenures, effective from today.
1 min read15 Dec 2023Muthoot digital platform plans insurance, loans in six months
Muthoot Fincorp One has reported over 20,000 daily transactions, and over 200,000 app downloads. In six months, it plans to introduce these new products to reach 80,000 daily transactions, and a million app downloads.
1 min read23 Aug 2023SVB collapse: Will 2008 Financial crisis repeat? Here's what experts say
In 2007, the biggest financial crisis since the Great Depression rippled across the globe after mortgage-backed securities tied to ill-advised housing loans collapsed in valueThe decline of Silicon Valley Bank partly stems from the Federal Reserve’s aggressive interest rate hikes
4 min read11 Mar 2023Ummeed Housing Finance secures $76 million in funding to fuel south, central India expansion
The funding round, which includes nearly ₹300 crore in primary capital, marked the exit of Lightrock Global Fund S.A., an investor since 2018.
2 min read19 Jun 2024Wait for it…
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