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Using credit cards can earn you reward points, but knowing how to redeem them effectively is essential for value. The number of points earned depends on your spending and card type. Choose redemptions wisely and keep track of your points to optimize rewards while considering the risks involved.

Closing a credit card can affect your credit score, making it essential to follow the correct procedure. Proper cancellation can help manage spending and avoid penalties, but the impact on credit scores must be carefully considered.

Health insurance terms and prices change each year, requiring applicants to compare options. Online tools can help find the best deals. To lower premiums, consider increasing deductibles and selecting long-term plans. Always read policy details carefully before signing.

Activating a credit card is crucial for safe transactions. Responsible usage is key to avoid high interest rates and debt. Always pay bills on time and monitor spending. Activation requires setting up a PIN, which can be done via mail or online banking.

Linking your credit card to PhonePe allows for safe online purchases and smoother transactions. However, credit cards can lead to high-interest debt and affect credit scores if mismanaged. They offer convenience but require responsible use to avoid overspending.

Credit cards offer rewards and benefits but can cause financial strain if mismanaged. Responsible use and timely payments are essential. Closing a credit card can reduce liabilities, though it may temporarily impact your credit score.

Credit cards can help save money and earn rewards if used wisely. However, mismanagement can lead to debt. Closing an ICICI Bank credit card requires clearing bills and considering reward points. Be aware that it may temporarily lower your credit score and affect your credit report.

HDFC Bank credit cards offer rewards and cashbacks, making them a smart choice for expenses. A personal PIN is essential for secure transactions, and users must keep it private to avoid scams. HDFC Bank will never ask for sensitive information via calls or texts.

Credit score: In this ever evolving growth environment there are numerous options through which a borrower can avail car loans. Still, having a low credit score or a weak credit profile can easily bring down chances of loan clearance.

UPI Credit Cards: Ways through which a user can ensure proper tracking of spending as small transactions continue to mount and can create a debt trap.