Hybrid Mutual Funds

India’s top five BAFs in terms of investor assets cut and add equity through the cycle, but differences in models drive sharp variation in timing, range and conviction.

While experts give guidance on investments, we look at investment instruments attracting inflows.

With interest rates falling and debt returns shrinking post tax, equity savings funds offer conservative investors a tax-efficient middle ground—if chosen carefully and held long enough.

Driven by a desire for diversification following a period of equity consolidation and stellar returns in gold and silver, retail investors are expected to shift toward hybrid and multi-asset schemes to hedge against volatility.

Can hybrid funds, with their blend of equity, debt, and gold, be the key to reducing risk and delivering steady returns across market cycles? Are they the ideal choice for both lump-sum and SIP investors?