Income-tax

Money

Zero tax on ₹20 lakh CTC? How a smart car lease can cut your tax under the new regime

Smart salary structuring unlocks major tax savings on car leases under the new tax regime, showing how a ₹20 lakh CTC can significantly reduce taxable income and enhance take-home efficiency.

2 min read17 Apr 2026
Money

Zero tax beyond ₹12 lakh salary: How to stretch it to ₹15 lakh

From EPF and NPS to meal allowances and car leases, the new tax regime rewards how your CTC is built.

3 min read15 Apr 2026
Money

The tax regime debate is back, and your salary for this year just got dragged in

Income Tax Rules 2026 have made the old regime more attractive by raising exemption limits. For FY27, salaried individuals must recalculate before choosing between old and new.

3 min read15 Apr 2026
Money

Zero tax liability? 5 reasons filing nil income tax return in FY 2025-26 is a smart move

Smart filing builds compliance strength and financial credibility, even with zero tax liability. Filing a nil income tax return helps secure refunds, loans, visas and carry-forward benefits.

3 min read13 Apr 2026
Money

ITR filing 2026: 9 deductions salaried individuals can avail to reduce capital gains tax

ITR Filing: Salaried taxpayers will be able to file their taxes once they receive their Form 16 by 15 June 2026. As we enter the ITR filing season, it is important to know that the tax laws of India still allow you to claim deductions against capital gains.

2 min read13 Apr 2026
Money

Planning to gift a house to your spouse? The tax department may know

Sub-registrars must now report property gift deeds above ₹45 lakh to the tax department, bringing such transfers into taxpayers’ AIS and tightening scrutiny on clubbing-rule violations.

2 min read8 Apr 2026
Money

Income Tax Act 2025: What is Form 121 and why should it be submitted to the bank for Tax Year 2026-27?

Form 121 has replaced Form 15G and Form 15H, which must be submitted to avoid TDS. A single form removes confusion about which form is applicable and simplifies the submission process.

4 min read7 Apr 2026
Money

Income Tax Act 2025: 6 key provisions on deductions, exemptions, notices taxpayers must track

Income Tax Act 2025 simplifies taxation in the country with updated deductions, exemptions, rebates, and digital compliance, helping taxpayers navigate new rules, optimise planning, and reduce risks efficiently.

4 min read6 Apr 2026
Money

Top 5 strategies for salaried professionals to manage monthly expenses and taxes efficiently in FY27

Salaried professionals can enhance financial stability by integrating monthly expense management with tax planning under the Income Tax Act 2025 to optimise savings and ensure cash flow efficiency.

2 min read6 Apr 2026
Money

ITR filing for AY 2026-27: Don't miss these crucial changes in Form 1

The government has updated Income Tax Return forms for Financial Year 2025-26, effective 1 April 2026. Here are the key changes and how to avoid scrutiny after filing tax returns.

4 min read3 Apr 2026