Insurance
Who regulates the regulator?
India needs strong insurance regulation, but interventions must be judged by their impact on coverage, claims and consumer outcomes. Irdai should correct market failures without prescribing commercial choices.
3 min read12:50 PM ISTLIC to launch three insurance plans on 19 October: Benefits, features and eligibility explained
LIC will offer three new insurance plans from 19 October 2026. New Jeevan Dhara-II provides deferred annuity income, Health Shield offers fixed health benefits, and New Cancer Cover provides financial payouts for specified cancer diagnoses.
2 min read13 Oct 2026ICICI Life defends credit cover as Irdai weighs steep commission cut
Management highlighted loan-linked protection as a vital safety net for low-income borrowers as the insurer awaits final rules on Irdai’s proposal to cap lender commissions at 2%.
2 min read13 Oct 2026NPS Swasthya top-up benefit explained: How much cover do you get under Aditya Birla Health Insurance plan?
Aditya Birla Health Insurance has partnered with PFRDA to launch NPS Swasthya coverage through its Group Activ Health plan. Eligible NPS account holders can cover themselves, a spouse and up to two dependent children.
3 min read12 Oct 2026Uncapped coverage: Is your health policy really ‘unlimited’?
Unlimited health plans from Niva Bupa, Care, ICICI Lombard and HDFC ERGO work in different ways, and some retain caps or conditions despite the label. What exactly is unlimited, and what conditions continue to apply when a large claim arrives?
9 min read12 Oct 2026Insurers face muted growth, claims pressure as regulatory changes loom
While protection products are expected to support life insurers’ profitability, general insurers face competitive pricing and monsoon-related claims. Investors are also likely to focus on the potential impact of Irdai's proposed changes to distribution commissions and expenses of management.
3 min read12 Oct 2026Mint Money Compass | Higher rates, falling markets: What it means for your money
From RBI rate hikes and market volatility to retirement healthcare and travel insurance, here’s what matters for your money
4 min read10 Oct 2026LIC vs private life insurers: Who saw faster premium growth in September 2026? What policy buyers should know
LIC outpaced private insurers in individual life insurance premium growth in September 2026, but private players grew faster in total new business premiums. HDFC Life and ICICI Life stood out. What do these trends mean for policy buyers?
2 min read9 Oct 2026Buying insurance is easy. Knowing what you bought is harder
Irdai’s proposed reforms aim to make insurance pricing, commissions and distribution more transparent. But policyholders must still understand their cover and stay prepared for claims and renewals.
3 min read9 Oct 2026PFRDA chief on the next phase of NPS: more competition, assured income and wider access
PFRDA chief S. Ramann discusses the future of NPS, a proposed retirement income scheme, greater competition in annuities, NPS Swasthya, gig workers and grievance redressal.
5 min read9 Oct 2026Wait for it…
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