Insurance Policy News
Home loan insurance: Why your cover may not match your loan
Most borrowers buy insurance linked to home loans, but many of these policies are inadequate, misaligned, or wrongly assigned—leaving families unprotected when they need it most.
5 min read3 Nov 2025Health insurance policy cancelled post-claim? Know your rights and how to fight back
Won a health insurance claim but your policy got canceled? Here’s what you can do to protect your coverage and rights.
5 min read8 Oct 2025Do health insurers allow reducing the base sum insured to lower premiums?
If you want to reduce the sum insured in your base plan, you could consider porting the policy to another insurer.
2 min read4 Sep 2025Can health insurance cover home-based cancer care?
When hospital visits become risky for terminally ill patients, domiciliary treatment can be a safe alternative, but coverage depends on your policy.
2 min read21 Aug 2025IVF on the rise: Does your health insurance actually cover it?
Health insurance and maternity plans in India are increasingly offering IVF coverage, often with conditions such as waiting periods and sub-limits. While awareness of IVF is rising, many policies still exclude comprehensive coverage, leaving couples to bear significant costs for treatment.
4 min read11 Aug 2025Should I port my health insurance policy which has a cap on room rent?
When you opt for a room category higher than your eligible limit, the insurance company calculates the ratio of eligible rent to actual rent.
2 min read7 Aug 2025How to switch health insurance without losing benefits
Insurance regulator allows you to switch health insurers without losing benefits like waiting period credits and bonuses. Here’s how to port your health policy for better features and fewer claim rejections.
2 min read19 Jun 2025How corporate India is quietly becoming the health insurer for your parents
As premiums soar and options shrink, here’s how savvy professionals are still managing to secure affordable health insurance for their ageing parents.
5 min read3 Jun 2025Why has insurer denied death claim in father's debit card?
Active ATM usage doesn’t qualify as an eligible transaction for debit card insurance claims—only card swipes or online purchases count, a rule many users learn about only after a claim is denied.
3 min read29 May 2025Burmans are closer to Religare with Irdai no-objection, but there's more to go
IRDAI gives its no-objection to Religare's application proposing the company's takeover by Burman family. The go-ahead is the first regulatory step towards the deal's completion and is crucial since Religare owns Care Health and Religare's top management has been resisting the hostile takeover
5 min read25 Oct 2024Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared