Insurance Policy

Money

HDFC ERGO Optima Secure vs Optima Secure Plus 2026: Features, benefits, premium, coverage and infinite bonus compared

HDFC ERGO Optima Secure vs Optima Secure Plus: Compare key features, benefits, and long-term value to choose the right health insurance based on your evolving financial and medical needs.

2 min read28 Apr 2026
Money

LIC child plans 2026 for education, IRR growth: Compare Jeevan Lakshya, New Children’s Money Back and Jeevan Tarun

Top LIC Child Plans 2026: Compare Jeevan Lakshya, New Children's Money Back and Jeevan Tarun, highlighting IRR returns, survival benefits and long-term education savings solutions. Before locking in on any plan, do consult certified investment planners.

3 min read27 Apr 2026
Money

Hidden ‘room rent’ clause in health insurance can cost you thousands | Expert explains

A minor room upgrade during hospitalisation can result in thousands in deductions for related, non-room expenses

2 min read25 Apr 2026
Money

Why health insurance claims get rejected and what CSR really means: Top insurers ranked by claim settlement ratio

Health insurance in India plays a crucial role in financial protection, as rising health care costs and the risk of claim rejections make clarity on coverage, exclusions, and the claim settlement ratio essential for better decision-making.

4 min read24 Apr 2026
Money

Niva Bupa ReAssure 3.0 vs HDFC ERGO Optima Secure+: Which health plan is worth your money in 2026?

Niva Bupa ReAssure 3.0 vs HDFC ERGO Optima Secure+ comparison highlights, features, coverage, riders, premiums and benefits to help choose a suitable premium health insurance plan. Make sure you seek professional guidance before locking in on any plan.

4 min read20 Apr 2026
Money

Individual policy, family floater, or top-up: Which is the most cost-effective?

With employer insurance often falling short, a top-up plan can offer a cost-effective way to build adequate family health protection

1 min read16 Apr 2026
Money

How credit scores are reshaping hiring, insurance and investing in India

India’s credit score has moved beyond loans, shaping insurance discounts, hiring decisions, trading limits and even mobile connections—turning a three-digit number into a marker of financial character.

5 min read5 Feb 2026
News

Messi to play a full match in Mumbai today? How 'insurance' factor will deter the Argentine from showing his skills

Lionel Messi arrived in Mumbai today for the third leg of GOAT India Tour 2025. However, the legendary footballer will not play a complete match at the Brabourne Stadium. Learn about the 'insurance' factor that will deter the 38-year-old from showing off his skills.

2 min read14 Dec 2025
Money

Home loan insurance: Why your cover may not match your loan

Most borrowers buy insurance linked to home loans, but many of these policies are inadequate, misaligned, or wrongly assigned—leaving families unprotected when they need it most.

5 min read3 Nov 2025
Insurance

Health insurance policy cancelled post-claim? Know your rights and how to fight back

Won a health insurance claim but your policy got canceled? Here’s what you can do to protect your coverage and rights.

5 min read8 Oct 2025