Insurance Sector
Why the RBI is concerned about three state-run general insurers
National Insurance, Oriental Insurance and United India Insurance have remained below solvency norms for five straight quarters despite improved financial performance and past government capital infusion.
5 min read3 Jul 2026Irdai floats proposal to tap insurer premiums for policyholder fund
The insurance regulator is consulting stakeholders on whether insurers should contribute a share of premiums to the ₹800-crore Policyholders' Education and Protection Fund.
1 min read23 Jun 2026Mis-selling, not claims, is life insurance’s biggest problem: Aviva CEO Asit Rath
Aviva Life Insurance CEO Asit Rath says tighter regulations are pushing the industry away from commission-led selling toward life-stage advice, data-driven underwriting and long-term customer engagement.
5 min read12 Jun 2026The policyholder remains the weakest stakeholder: Bejon Misra on what ails India’s insurance sector
Consumer policy expert Bejon Misra says opaque pricing, weak grievance redressal and poor insurer accountability continue to leave policyholders at a disadvantage.
5 min read5 Jun 2026100% FDI in Insurance: What rule says? What will be its impact?
The Finance Ministry has approved 100% foreign direct investment in the insurance sector under the automatic route, with a 20% cap for LIC. This reform aims to enhance technology and product design, addressing India's insurance penetration gap and improving affordability and distribution.
2 min read5 May 2026Finance Ministry announces 100% FDI in insurance sector under automatic route; 20% cap for LIC
The Finance Ministry announced 100% foreign direct investment in the insurance sector under the automatic route, with a 20% cap for LIC. The amendment to insurance laws was passed in December 2025, allowing this increase from 74% to 100% FDI, following the President's assent.
1 min read2 May 2026100% FDI in insurance to boost capacity, protect policyholders: Irdai chief Ajay Seth
In an interaction with Mint, Irdai Chairman Ajay Seth outlines Irdai's approach to balancing sector liberalization with consumer protection, amid proposed reforms such as the Sabka Bima Sabki Raksha Act.
5 min read30 Apr 2026For BFSI, a muted FY26 was the year of stock-picker
Nearly one in five BFSI companies delivered strong gains despite weak benchmark performance last fiscal. Public sector banks emerged as clear outperformers.
3 min read7 Apr 2026RBI's push to curb mis-selling by banks may put life insurers in the cross hairs
The banking regulator recently released draft guidelines that seek to make banks more accountable for the financial products they sell. If it follows through on this, it could dampen growth in the life insurance sector.
4 min read24 Feb 2026Expert view: Increased FDI limit in the insurance sector can attract more long-term investments
The recent increase to 100% FDI in India's insurance sector is poised to reshape the landscape, attracting long-term investments and enhancing consumer trust. Expert Jayant Walia emphasises the need for better service and technology to boost the penetration of insurance in India.
4 min read18 Dec 2025Wait for it…
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