Investing
SIP returns disappointing? Here's when to stay invested and when to switch funds
Negative or muted SIP returns in the initial years are not uncommon, especially for equity mutual funds. Experts say investors should judge a fund over a full market cycle and switch only if there are signs of structural issues.
2 min read04:17 PM ISTPFRDA launches NPS PRIDE-Disha: How the new tool helps you choose the right pension fund
NPS PRIDE-Disha lets subscribers compare pension funds using XIRR based on regular contributions instead of only point-to-point returns. The platform uses historical NAV data since 2008 to help investors make more informed fund selection and switching decisions.
2 min read03:49 PM ISTSensex down 9.37% in 2026: Should investors wait or stay invested? Here's what history shows
The Sensex has fallen 9.37% so far in 2026, reviving concerns over whether investors should wait for markets to recover. Four decades of historical data offer insight into how Indian equities have behaved during major corrections.
2 min read02:11 PM ISTDevina Mehra: What drives market euphoria? And why do we see the same story over and over?
The AI story shows signs of a bubble inflated by the greed of common investors fuelling this frenzy. SpaceX’s listing is illustrative. And like other bubbles before it, it’ll probably end with a bang rather than deflate slowly.
5 min read12:01 PM ISTCan GST officers issue a fraud notice without proof? Madras HC explains
The Madras High Court has ruled that GST officers need not conclusively establish fraud before issuing a notice under Section 74 of the CGST Act. The judgment clarifies the legal threshold for invoking fraud proceedings under the GST law.
2 min read11:54 AM ISTEPFO VISHWAS 2026 explained: Who is eligible for lower PF penalties? All FAQs answered
EPFO's VISHWAS 2026 scheme allows eligible employers to settle pending PF damages disputes at concessional rates. Check who can apply, lower penalty rates, eligibility conditions and the six-month deadline.
3 min read09:07 AM ISTWhy diversification—not stock picking—could define wealth creation over the next decade
As markets become more volatile and leadership shifts across asset classes, investors may need to rethink portfolios built around a single source of returns.
4 min read14 Jul 2026SBI Funds IPO to test investor appetite for ₹4.81-trillion IPO pipeline
The country's largest asset manager is entering the market at a relatively moderate valuation, and its subscription and listing performance could influence how dozens of companies price and time their public issues in the coming months.
4 min read14 Jul 2026The quiet edge: saving more trumps the exciting habit of investing better
Work out how much you can save, push that figure a little higher than is comfortable, and only then spend energy on choosing the funds. Simplicity is not a compromise but the whole point. Save a lot, keep the deployment sensible and dull, and let time do the rest, says Dhirendra Kumar.
4 min read14 Jul 2026Want to build ₹1 crore corpus in 10 years? Here is the monthly SIP you need
The size of your mutual fund investment depends on two key factors: the rate of return and the amount of SIP. The higher the rate of return, the bigger the corpus.
2 min read13 Jul 2026Wait for it…
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