Investing Lesson

The Sensex has fallen 9.37% so far in 2026, reviving concerns over whether investors should wait for markets to recover. Four decades of historical data offer insight into how Indian equities have behaved during major corrections.

It is important to understand that no asset class remains the market favourite forever. Equity, real estate, gold, cryptocurrencies, commodities and technology themes all go through phases of enthusiasm and correction.

Peter Lynch believes that investors must accept that markets will fall from time to time. He said that anybody not ready to brace for such stock market crashes should refrain from investing in stocks.

Stock market investing in modern days has often been glorifying intelligence — complex models, predictions, high-frequency signals and “exclusive” insights. However, market history shows that long-term success is more about behaviour than brilliance.

It is crucial to analyse corporate governance before buying any stock. Here's how Finology's research desk assesses complex structures, promoter history, capital misallocation, flashy CEOs, board setup, promoter share pledges and RPTs to detect red flags before they hurt investors.

Chuck Akre's contrarian investment strategy focuses on high-quality firms with solid management and reinvestment strategies. By emphasizing patience and selecting good companies at reasonable prices, Akre guides investors to navigate market fluctuations and achieve long-term financial success.

A monthly SIP of ₹10,000 since the launch of Sundaram ELSS Tax Saver Fund in March 1996 would have swelled to ₹7.74 crore by investing a total of ₹33.7 lakh over a period of 28 years and 10 months.

When it comes to mutual funds, retail investors certainly rule the roost. From their share in total assets to their investment in equity schemes, individuals have far outpaced their institutional counterparts.

A total of 185 new funds (both open and close-ended) were launched, also known as NFOs (new fund offers) in fiscal 2024 raising a total of whopping ₹66,364 crore, shows the AMFI data

Focused mutual funds are schemes focused on the number of stocks (maximum 30) with at least 65 per cent of their assets invested in equity and equity-related instruments, as per the Sebi’s categorisation of mutual funds