IRDAI News

Opinion

GN Bajpai: The Insure India 2047 plan may need a few tweaks to achieve its aim

The insurance regulator’s programme has the worthy aim of coverage for all by 2047, but we should adjust its strategic approach. As insurance is a ‘push product,’ it demands a market-specific strategy. Here are a few ideas that will help the mission succeed.

4 min read12:00 PM IST
Companies

Proxy adviser seeks update on ₹480 cr ESOP clawback from Rashmi Saluja

InGovern has sought details on the recovery of shares worth ₹480 crore from Rashmi Saluja and questioned the legitimacy of employee share options after IRDAI's disapproval.

3 min read13 Jul 2025
Insurance

IRDAI pulls up 8 top insurers over health portfolio lapses, may take coercive action — Report

IRDAI flagged multiple violations committed by the insurers with regard to the implementation of its Health Insurance Master Circular, issued in May 2024.

1 min read12 Jul 2025
Money

How to switch health insurance without losing benefits

Insurance regulator allows you to switch health insurers without losing benefits like waiting period credits and bonuses. Here’s how to port your health policy for better features and fewer claim rejections.

2 min read19 Jun 2025
Money

Why AYUSH claims keep getting rejected despite new insurance rules

Irdai mandated parity for AYUSH claims with allopathic care in Jan 2024. Yet patients face rejection over unclear rules, documentation issues and varying insurer interpretations.

5 min read19 Jun 2025
Money

How to combat misselling in life insurance

For customers, being informed and proactive is key to making sound insurance decisions.

3 min read13 May 2025
Companies

Zerodha's Nithin Kamath advises to do THIS if you are starting personal finance journey

Zerodha CEO Nithin Kamath shared his advice with people on platform X about key things to look for before purchasing a life or health term insurance. Kamath highlighted jargon and hidden clauses as a big reason for people not buying insurance.

4 min read16 Mar 2025
Money

Fixing senior citizen health insurance pricing beyond the premium caps

Irdai's 10% cap on health insurance premium hikes for senior citizens offers much-needed relief, but it also raises questions about long-term sustainability, insurer practices, and the future of affordable healthcare.

3 min read25 Feb 2025
Money

Health insurance claims: How to ensure fair grievance redressal

The 2024 Irdai guidelines aim to simplify documentation requirements, ensuring policyholders are not burdened with unnecessary paperwork.

1 min read9 Jan 2025
Money

Mistakes people make when porting a health insurance policy

You may lose continuity benefits such as an exhausted waiting period or no-claim bonus

5 min read12 Dec 2024