Jan Dhan
Ask the right questions before you borrow: CRIF's Sachin Seth
CRIF India's Sachin Seth discusses how India's credit ecosystem has matured through Jan Dhan, Aadhaar and digital lending infrastructure, and why risk-based pricing and secured credit products like gold loans are gaining traction.
5 min read10 Jul 2026Centre plans fresh Jan Dhan-MUDRA saturation drive in Bengal, eyes wider credit access
The Centre will undertake a fresh saturation drive for key financial inclusion schemes in West Bengal while also pushing for improved credit access, MSME financing and rural lending.
2 min read9 Jun 2026Public sector banks may scrap minimum balance fines: These PSU banks have waived the penalty
PSBs are in talks with the Finance Ministry to reconsider their stance of mandating customers to maintain a minimum balance in their savings deposit accounts amid the falling share of CASA deposits in the banks.
2 min read7 Jul 2025Over 540 million bank accounts opened under Pradhan Mantri Jan Dhan Yojana: Report
The Inclusive Finance India Report 2024 said although micro, small and medium businesses contribute 30% of India's GDP and employ more than 22.94 million people, they still face a credit gap of ₹20-25 trillion.
2 min read12 Dec 202410 Years of Jan Dhan Yojana: 53 crore accounts, ₹2.31 lakh crore deposits, PM Modi congratulates beneficiaries & more
The Jan Dhan Yojana (PMJDY), launched by PM Narendra Modi in 2014, now has 53.13 crore accounts, with significant participation from women and rural areas. The Finance Ministry claims it has boosted digital transactions and financial inclusion in India.
2 min read28 Aug 2024We should harness the emotional energy of India’s DPI
Our successful digital public infrastructure could well be advertised as a giant leap for mankind
4 min read5 Apr 2023Over 540 million bank accounts opened under Pradhan Mantri Jan Dhan Yojana: Report
The Inclusive Finance India Report 2024 said although micro, small and medium businesses contribute 30% of India's GDP and employ more than 22.94 million people, they still face a credit gap of ₹20-25 trillion.
2 min read12 Dec 202410 Years of Jan Dhan Yojana: 53 crore accounts, ₹2.31 lakh crore deposits, PM Modi congratulates beneficiaries & more
The Jan Dhan Yojana (PMJDY), launched by PM Narendra Modi in 2014, now has 53.13 crore accounts, with significant participation from women and rural areas. The Finance Ministry claims it has boosted digital transactions and financial inclusion in India.
2 min read28 Aug 2024We should harness the emotional energy of India’s DPI
Our successful digital public infrastructure could well be advertised as a giant leap for mankind
4 min read5 Apr 2023Wait for it…
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