Kisan Vikas Patra

Money

PPF, SCSS, SSY interest rates kept unchanged for Dec quarter: How are small savings rates set, why are they frozen?

The government has maintained unchanged interest rates for various small savings schemes for the October-December quarter. Here's how the rates are determined and why the govt did not revise them for 11 straight quarters.

2 min read1 Oct 2026
Money

Kisan Vikas Patra: Want to transfer, pledge or prematurely close your account? Here's what the rules say…

The Kisan Vikas Patra (KVP) is a 115-month investment scheme designed for Indian citizens aged 10 and over, allowing deposits starting from ₹1,000. Here's a look at the rules to transfer, pledge or prematurely close your account…

2 min read30 Sep 2026
News

Hyderabad man invests ₹25,000 each for driver, housekeeper after finding they lack pension: ‘I’ll contribute every year'

A man named Naresh said he opened Kisan Vikas Patra accounts with ₹25,000 each for his driver and cook/housekeeper after realising they did not have access to a pension or provident fund.

2 min read25 Sep 2026
Money

₹1 lakh investment: NSC vs KVP — Which Post Office scheme offers a higher maturity value? Check out the calculations

NSC vs KVP: Compare maturity value, interest rates and investment periods for a ₹1 lakh Post Office investment. Find out which scheme offers higher returns, understand tax benefits and choose the option that suits your financial goals.

2 min read12 Sep 2026
Money

₹50,000 to ₹1 lakh: Which small savings scheme can double your money faster? Check out the calculations

Want to turn ₹50,000 into ₹1 lakh? Compare KVP, PPF, SCSS, Sukanya Samriddhi and NSC interest rates, doubling periods, eligibility, tax treatment and lock-ins to identify which small savings scheme best suits your financial goal.

4 min read29 Aug 2026
Money

Kisan Vikas Patra at 7.5%: How long will your money take to double in 2026?

Kisan Vikas Patra offers a 7.5% annual interest rate in July-September 2026, with investments doubling in 115 months. Here is how KVP works, its maturity period, investment limits and key points savers should know before investing.

2 min read15 Aug 2026
Money

FD and KVP tax rules explained: TDS, taxable interest and key differences

Interest earned on fixed deposits (FDs) and Kisan Vikas Patra (KVP) remains taxable under the Income Tax Act, 2025. Understand FD TDS rules, KVP tax treatment, and how investors can report interest income correctly while filing income tax returns.

2 min read7 Aug 2026
Money

ITR filing guide: How to report NSC and Kisan Vikas Patra interest

The interest earned from National Savings Certificate (NSC) and Kisan Vikas Patra (KVP) is taxable, but only NSC offers a Section 80C benefit under the old tax regime. Here is how to report income correctly in your ITR before the 31 July deadline.

3 min read24 Jul 2026
Money

Kisan Vikas Patra: Here's how you can apply for KVP scheme at the nearest post office — Check the stepwise guide

A small savings scheme provided by India Post, Kisan Vikas Patra is offering 7.50% interest this quarter. Over a full term, it promises to double your investment. Here's how investors can apply for KVP at your nearest post office…

3 min read25 May 2026
Money

Kisan Vikas Patra: Here's how long it takes to double your money

Kisan Vikas Patra is a 115-month small savings scheme offered by India Post and some banks, that doubles your investment at end of tenure. It has a minimum investment of ₹1,000. Here's all you need to know…

3 min read12 Apr 2026