Loan News
HDFC Bank personal loan interest rate July: Check latest rates, fees, and eligibility
HDFC Bank personal loan interest rates for July 2025 range from 10.90% to 24% p.a., with flexible tenure, eligibility based on credit score, income, and minimal documentation.
2 min read9 Jul 2025What happens if you default on a personal loan repayment? Know the consequences
A default on personal loan repayment can result in late payment charges, credit score damage, calls/visits from recovery agents, bank legal action, difficulty in getting new credit, etc.
5 min read9 Jul 2025Should you use instant personal loan apps? Benefits, risks, and alternatives explained
The rise of fast personal loan apps in India offers quick cash with minimal documentation, ideal for emergencies. However, they come with higher interest rates and potential hidden fees, making informed decision-making crucial for borrowers.
3 min read9 Jul 2025SBI personal loan interest rate July 2025: Check updated rates and processing fees
SBI personal loan interest rates in July 2025 range from 10.30% to 15.30% annually, with charges varying by scheme, borrower profile, and employment type. Processing fees and EMI details included.
2 min read9 Jul 2025Under construction vs ready to move in property: Key differences every Indian buyer should know
Choosing between a ready-to-move-in house and an under-construction property involves risks. A ready house eliminates concerns about delays and defaults, while an under-construction property may affect tax benefits and peace of mind.
4 min read8 Jul 2025Loan against securities vs personal loan: What’s cheaper, faster and safer?
Check out key differences between personal loans and loans against securities (LAS), including interest rates, collateral requirements, repayment flexibility, and risk factors to make informed borrowing decisions.
3 min read8 Jul 2025Digital personal loan vs traditional loan: Which one should you choose?
Some benefits of a digital personal loan include applying from anywhere, faster video KYC from anywhere, faster processing, digital signing of loan documents, disbursement in the bank account, etc.
5 min read8 Jul 2025Personal loan checklist: Pre and post-disbursal financial strategies
A personal loan can aid in managing finances for emergencies or debt consolidation, but requires careful planning. Assess your needs, maintain a good credit score, and ensure your spending aligns with your long-term goals to avoid debt traps.
3 min read7 Jul 20259 smart ways to manage your personal loan EMIs without stress
Some steps to manage personal loan EMIs effectively include automatic payments, monthly budgeting, making partial/full prepayment, loan consolidation, balance transfer, regular review, etc.
5 min read7 Jul 2025Punjab National Bank slashes MCLR by 5 bps to ease borrowing costs
Punjab National Bank has reduced its MCLR by 5 basis points on various loan tenors effective July 1, 2025, providing relief to borrowers amidst rising interest rates.
2 min read4 Jul 2025