Loan News
Super saver home loans: How they help cut interest and shorten your loan tenure
Super saver home loans allow borrowers to save on interest by parking surplus funds in an Overdraft account linked to the loan.
4 min read11 Nov 2025Can your job tenure and work experience influence your personal loan eligibility?
Most banks require an overall work experience of at least 1-2 years, out of which at least 1 year must be with the current organisation. Job stability and other factors help a bank determine the applicant’s repayment capability.
5 min read11 Nov 20255 smart ways to save money through a personal loan
Smart ways to save money through a personal loan include debt consolidation, shorter tenures, careful borrowing, timely repayments, and refinancing for lower interest, ensuring better financial planning and savings.
3 min read11 Nov 2025How a central bank move to slap down fund diversion split private, public sector banks
The RBI clampdown on current accounts has miffed private sector banks. They feel the move disadvantages them against PSBs, which are typically the biggest lenders in any consortium
4 min read11 Nov 2025Before you buy your dream home, check your credit health.
A solid credit profile can mean the difference between a loan rejection and your dream home. Here’s how to prepare your credit report and maximise your chances before applying.
3 min read10 Nov 2025How can freelancer procure unsecured loans? A step-by-step guide
Here we give a step-by-step guide to explain the process of procuring unsecured loan
1 min read10 Nov 2025Man with a plan: What Rajiv Anand intends to do at IndusInd Bank
IndusInd Bank CEO Rajiv Anand outlines his roadmap to restore trust, rebuild balance sheets, and steer the lender through a three-year transformation.
4 min read10 Nov 2025Grad PLUS Loans cancelled, Parent PLUS capped — How new US student debt rules could impact you
The US education department has notified changes to its student debt programme under the Trump administration. Here are key highlights of what loans and systems have been removed, capped or updated.
2 min read8 Nov 20255 smart ways to use a personal loan to manage unplanned expenses wisely
Managing unplanned expenses with a personal loan becomes easier through smart borrowing, timely repayments and regulated lenders, ensuring financial stability while avoiding debt traps and protecting your credit score.
3 min read7 Nov 2025Missed a personal loan EMI? Its impact on your credit score is more serious than you think —here's why
Missing a personal loan EMI can significantly reduce your credit score, attract penalties, and harm your future borrowing potential, making timely payments crucial for maintaining a strong credit profile.
3 min read7 Nov 2025Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared
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