Loans
PM SVANidhi Scheme, PM Mudra Yojana may face loan repayment stress amid West Asia war
Small-ticket loans disbursed under PM SVANidhi and Mudra Yojana may face repayment stress. Street vendors and micro enterprises, vital to urban economies, are struggling with rising costs and reduced foot traffic.
3 min read05:45 AM ISTAI-powered early warning systems are changing credit risk management
AI-powered early warning systems are transforming credit risk management by analyzing real-time data to identify financial stress. These systems enable lenders to act proactively, offering tailored interventions to borrowers and improving portfolio monitoring amidst global uncertainties.
4 min read19 May 2026Can Muthoot Finance shine more after a blockbuster FY26?
Unlike Manappuram Finance, which sacrificed margins to chase growth even as its non-gold portfolio dragged down asset quality, Muthoot focused on profitable growth driven by gold loans
2 min read18 May 2026Home loan planning tips to avoid costly financial mistakes when buying a family home
Buying a home with family requires smart home loan planning, clear ownership roles, sustainable EMI management, legal agreements, and careful budgeting to avoid financial stress and long-term repayment challenges.
4 min read16 May 2026How a ‘settled loan’ tag on your credit report can reduce creditworthiness and affect future loan approvals
A settled loan status on a credit report can negatively impact credit scores, reduce creditworthiness and hurt future loan approvals, while a closed loan status reflects responsible repayment behaviour and stronger financial credibility.
3 min read16 May 2026Muthoot Finance Q4 Results: Profit surges 135% YoY to ₹3,397 crore; revenue jumps 65%
Muthoot Finance's profit for Q4FY26 came in at ₹3,397 crore, up 135% year-on-year (YoY), compared with ₹1,444 crore posted in the same period a year ago.
2 min read14 May 2026Canara Bank hikes MCLR rate by 5 bps — Here's a look at how this impacts your auto, home and personal loan repayments
Public sector lender Canara Bank on Tuesday (12 May) hiked its MCLR rates by 5 bps. We explore how this increase will likely impact borrowers' repayments for car loans, home loans and personal loans.
2 min read13 May 2026Canara Bank hikes MCLR lending rates; Bank of Baroda keeps rates unchanged — check details
Canara Bank MCLR hike by 5 bps may raise EMIs on floating-rate loans like home, auto and personal loans, while Bank of Baroda keeps rates unchanged, impacting borrowers linked to MCLR resets from 12 May 2026.
2 min read13 May 2026Banks vs HFCs: What home loan borrowers must know
Homebuyers must choose between banks and housing finance companies (HFCs) for loans. Banks offer lower interest rates with strict documentation, while HFCs provide flexibility and quicker processing, making them suitable for self-employed borrowers.
4 min read13 May 2026Missed an EMI payment? Here are 5 ways default can impact your credit score
EMI bounce on any form of debt can quickly damage your credit score. A single missed payment may significantly reduce scores, affect loans, and increase interest rates for borrowers over time.
2 min read12 May 2026Wait for it…
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