Loans
Bank of India plans to raise $1 billion via overseas borrowings by December
Bank of India plans $1 billion in overseas borrowings after raising $2.2 billion through FCNR(B) deposits as lenders seek to benefit from the RBI’s hedging subsidy.
2 min read11 Sep 2026Can’t pay your car loan EMI after a job loss? Experts suggest what borrowers should do
Job loss or an unforeseen financial difficulty can make car loan EMIs harder to manage. Experts suggest contacting lenders early, using emergency savings carefully and checking insurance to avoid missed payments, credit score damage and potential loan default.
4 min read9 Sep 2026Shift to small cities, digital applications: Tier 2 and Tier 3 cities account for 64% of home-loan volumes: Report
Smaller cities are set to drive India's next home loan growth wave, amid increased number of digital lending applications. Tier 2 and 3 cities accounted for 64% of the home-loan volumes in 2025, as per an industry report.
2 min read5 Sep 2026What Gen Z can do differently to avoid being over-leveraged and under-insured
As young Indians embrace credit, a crucial lesson unfolds: financial planning must extend beyond just affording EMIs. With many lacking life and health insurance, securing future earning potential becomes paramount.
10 min read4 Sep 2026Arcil moves beyond buying bad loans, targets early-stage stress
Arcil has identified collections-as-a-service as a new business vertical in its draft red herring prospectus for its IPO
3 min read3 Sep 2026Term insurance for students: why insurers are selling life cover before careers begin
Term insurance is reaching students as young as 18, offering lower premiums and early insurability. But without income, dependants or debt, does buying life cover before a career begins make sense?
7 min read3 Sep 2026Gold loans surge 4x in the last 5 years, but penetration remains low: Report reveals where the growth is coming from
India’s gold loan market has nearly quadrupled to ₹18.6 trillion in five years, overtaking personal loans. Yet, only around 8% of household gold is monetised through organised lenders. Find who is borrowing, which states are driving growth, and which lenders are gaining share.
3 min read2 Sep 2026Gold jewellery stolen after being pledged for a loan: What must the bank pay the borrower? Consumer commission answers
A Karnataka consumer commission has ruled that banks may have to compensate gold-loan borrowers for more than the net gold value if pledged jewellery is stolen while in bank custody. The borrower was awarded ₹88,362 towards making charges and stone value, besides compensation and litigation costs.
3 min read2 Sep 2026Mint Explainer | How regional rural banks lowered bad loans and what’s next for them?
The improvement comes after years of consolidation and balance-sheet repair, with the government now seeking to leverage RRBs' stronger financial position to expand rural credit, deepen financial inclusion, and improve operational efficiency.
4 min read30 Aug 2026Demand for education loans surges to 86.5% in Tier II, III cities, financing trends shifting, finds Kuhoo Finance report
There is increasing demand for education loans from Tier II and III cities, lending data from Kuhoo Finance platform showed. Smaller cities account for 86.5% of applications on the platform, it added.
3 min read29 Aug 2026Wait for it…
Oops! Looks like you have exceeded the limit to bookmark the image. Remove some to bookmark this image.