Medical Inflation
Deductibles are not a barrier to portability, says HDFC Ergo CEO Parthanil Ghosh
The insurer's chief executive discusses portability rules, underwriting discipline, rising health premiums and the road to Insurance for All by 2047.
4 min read26 Jun 2026I asked ChatGPT to calculate corpus needed to retire in Kodaikanal by 55 years of age… the answer shocked me
I asked ChatGPT to calculate corpus for retirement to vacation location at 55, factoring in inflation, healthcare, and a sustainable withdrawal rate. Here is what artificial intelligence chatbot said…
3 min read7 May 2026The health insurance trilemma: who pays, who earns, who saves
The insurer that trusts good hospitals retains them. The hospital that bills responsibly earns faster approvals. The customer who engages honestly pays lower premiums.
3 min read27 Apr 2026How to ensure your retirement savings sustain you through inflation, risk and other uncertainties
Smart planning for your retirement is part of fiscal responsibility for the future years. Here's how to ensure your retirement savings can sustain you through cost of living, medical inflation and other risks.
3 min read13 Apr 2026₹10 lakh health insurance: Is it enough in 2026 amid rising medical costs? 6 key factors to consider
₹10 lakh health insurance is increasingly seen as a base cover as medical inflation rises across the country, making higher coverage, top-ups, and policy features essential for adequate financial protection.
3 min read6 Apr 2026Zerodha's Nithin Kamath warns corporate health insurance may not be enough — here's why
Nithin Kamath advises against relying solely on employer-provided health insurance due to limitations and potential gaps. He emphasises the importance of purchasing a personal health policy for better coverage and financial protection, especially given the rising medical inflation in India.
2 min read26 Mar 2026Balancing life, money, and retirement: Mid-50s essential checklist
As retirement nears, financial planning in one’s 50s shifts from aggressive growth to risk control, debt reduction, and liquidity—aimed at protecting savings from market shocks.
4 min read14 Jan 2026Why health insurance keeps failing patients? Look to poor underwriting, provider power
Rising healthcare costs and customer grievances expose critical gaps in India’s health insurance ecosystem — from weak underwriting to lack of provider regulation and product design flaws.
3 min read28 Oct 2025₹1-crore health cover is fast becoming a necessity. But how to buy one?
A ₹1-crore cover is within reach for anyone with a disposable income of ₹1 lakh or more. Here are some ways that can help keep premiums low.
5 min read12 Jun 2025Fentanyl crisis in the US: How is India helping out? FBI Director Kash Patel explains
Kash Patel recently spoke in a Joe Rogan podcast where he says, 'I literally just got off the phone with the Indian government. I said, I need your help....'
2 min read8 Jun 2025Wait for it…
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