Microfinance sector is witnessing a slow recovery marked by moderating bad loan ratios and better collections. However, profitability remains pressured as major lenders focus on secured loans to manage risk. The sector's path to growth is further constrained by uneven recovery.
5 min read3 Nov 2025Spandana’s AUM fell 43% in FY25 amid rising credit stress and cautious lending. After heavy write-offs, it plans 20% AUM growth in FY26, supported by stronger collections and tighter borrower controls.
6 min read5 Jun 2025In the first half of FY25, impairment among borrowers who had availed loans from multiple lenders and those with higher credit exposure remained high
3 min read30 Dec 2024Earlier, Kotak Mahindra Bank and Ujjivan Small Finance Bank too had flagged stress pockets in their microfinance businesses. What does this mean for lenders and borrowers?
3 min read2 Aug 2024The NBFC-MFIs are also expected to claw-back some market share from banks in the near term. After a long time, banks have lost market share to NBFCs. Their market share has come down to 51% from 60% in FY21.
3 min read4 Jul 2023Earlier, Kotak Mahindra Bank and Ujjivan Small Finance Bank too had flagged stress pockets in their microfinance businesses. What does this mean for lenders and borrowers?
3 min read2 Aug 2024The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared
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