Microfinance institutions

If politicians stop spoiling the credit culture, clamouring for loan waivers, the small finance banks can change India’s banking landscape. Photo: Hemant Mishra/Mint

The big dreams of small finance banks

6 min read . 22 May 2017
Institutional lenders are unable to lend without appropriate collateral, and the high costs of lending limit the flexibility of lending products. Photo: iStock
Shyamal Banerjee/Mint<br />

New kids on the banking block

4 min read . 17 Sep 2015