Mint Money Column

Starting 15 Oct, UPI will introduce a capped merchant fee on transaction values above ₹2,000, while remaining entirely free for consumers and most small vendors. The policy shift provides a sustainable revenue model to upgrade digital infrastructure and align UPI with global payment standards.

Global investment trends show a bearish phase for equities and a shift in focus from semiconductor stocks. Foreign portfolio investors are selling in India despite strong fundamentals. This situation highlights the need for cautious investment amidst rising interest rates and geopolitical tensions.

How gold, the traditional safe haven, struggled during the West Asia conflict and turned from 'hero' asset into a short-term flop.

Both insurance and aviation touch the daily lives of millions of Indians and require deep infrastructure, robust regulation, and sustained capital to serve a rapidly expanding market. Yet, their journeys since liberalization could not have been more different.

Cashless claim settlement is a key benefit of the insurance process. All industry stakeholders must work together to ensure the promise is met, or public trust in health insurance will diminish.

The lesson for ordinary investors isn't to become more aggressive about seizing opportunities, but to become more comfortable with missing them.

When it comes to the taxpayer—who may miss a form, a checkbox, or falter on minor procedural compliance—the tax authorities often rigidly insist on ‘form over substance’.

What’s driving the NRI investment surge in India, and how are reforms like GIFT City transforming cross-border financial opportunities?

Market turbulence isn’t just a challenge—it’s a chance to grow. Resist impulsive decisions, refine your approach, and let time work in your favour.

For investors, sectoral shifts can be a double-edged sword—while certain industries ay thrive, others can face sudden downturns, leaving portfolios exposed to risk.