Money With Monika News

Money With Monika Season 2 is a weekly personal finance web series focused on all things mutual funds. In episode 13, personal finance expert Monika Halan seeks to bust some common myths about mutual fund investments. She explains that mutual funds are not just about equity and stocks. “A mutual fund is a way to invest in something else. That can be stocks, bonds, gold and very soon real estate,” says Monika. And if you thought that top rated funds guarantee better returns or dividend option is better than the growth option, then this episode is a must watch.

In this episode of ’Money With Monika’, personal finance expert Monika Halan emphasises on financial independence for women and how they can start building their investment portfolio. Start with gold and FDs and build on from that, she says. If choosing mutual funds, consult a financial planner to design a portfolio that suits you best, she adds. Also, don’t give up your financial independence at any cost. Monika Halan is consulting editor, Mint, and author of ’Let’s Talk Money’

In this episode of ’Money With Monika’, personal finance expert Monika Halan delves into the merits of starting your retirement planning early and what role mutual funds in doing so. “Invest small, yet consistently, every month to build your retirement corpus,” she says, adding that a “managed fund is a great way to start and is much better than a clunky real estate investment.” Monika Halan is consulting editor, Mint, and author of ’Let’s Talk Money’. Watch the full episode for more.

In this episode of ’Money with Monika’, personal finance expert Monika Halan explains how mutual fund investments can be tailored to meet various financial goals—be it buying a car in a couple of years, planning a wedding in five years, or even retirement. “While a low-risk product is advisable for short-term financial goals, have a sizeable risk appetite when planning for the longer term,” she says. Monika Halan is consulting editor, Mint, and author of ’Let’s Talk Money’.

Money With Monika: Personal finance expert Monika Halan explains the importance of asset allocation in this episode of the weekly show. “Equity, debt, cash, gold and real estate are all asset classes. Each comes with its own attribute and has a specific role in your portfolio,” she points out. Monika Halan is the Consulting Editor of Mint; and author of Let’s Talk Money. She also takes questions every week from viewers on their financial worries. If you have a question, write to MoneyWithMonika@livemint.com. Watch the full video for more.

In Season 2, Episode 8, personal finance expert Monika Halan explains the various options through which you can invest in mutual funds. She explains the difference between a Systemic Investment Plan (SIP), a Systemic Transfer Plan (STP) and a lump sum investment. If you have a question, write to MoneyWithMonika@livemint.com.

Personal finance expert Monika Halan answers all your queries related to risks versus returns on mutual fund investments in this episode of Money With Monika. “Don’t invest in mutual funds if you are nervous about your short-term emergency needs,” she advises. Watch the full video for more.

The longer your time horizon, the more equity you can put in your mutual fund portfolio and the shorter your time horizon, the more debt funds you should have, says personal finance expert Monika Halan in this episode of Money With Monika. You need to break up your needs according to the distance of your goal,she explains. Monika Halan is consulting editor, Mint, and author of ’Let’s Talk Money’. Watch the full video for more.

A systematic investment plan, or SIP, is a route to a mutual fund and not the mutual fund itself, explains personal finance expert Monika Halan in this episode of Money With Monika.An SIP is similar to a recurring deposit (RD) in a way that it cultivates a savings habit, but they differ in returns. RDs result in fixed returns but SIPs are market-linked. Choose an SIP over lump sum investment to reduce market risks as it gives you the benefit of rupee-cost averaging, she says. Monika Halan is consulting editor, Mint, and author of ’Let’s Talk Money’. Watch the full video for more.

There is no perfect moment to start investing. Just start, says personal finance expert Monika Halan in this episode of Money With Monika. It takes very little to start investing as much as just 500/month in a mutual fund SIP, adds Monika. She explains to viewers why investing early will allow them to reap the benefits of compounding over the long term. Monika Halan is consulting editor with Mint and author of ’Let’s Talk Money’. Money With Monika is a weekly personal finance show published on livemint.com