Money With Monika

Money With Monika (S2, Ep# 13): Busting myths about mutual funds

Money With Monika Season 2 is a weekly personal finance web series focused on all things mutual funds. In episode 13, personal finance expert Monika Halan seeks to bust some common myths about mutual fund investments. She explains that mutual funds are not just about equity and stocks. “A mutual fund is a way to invest in something else. That can be stocks, bonds, gold and very soon real estate,” says Monika. And if you thought that top rated funds guarantee better returns or dividend option is better than the growth option, then this episode is a must watch.

Money With Monika: Mutual fund investment tips for women (S2, Ep#12)  

  • In this episode of 'Money With Monika', personal finance expert Monika Halan emphasises on financial independence for women and how they can start building their investment portfolio. Start with gold and FDs and build on from that, she says. If choosing mutual funds, consult a financial planner to design a portfolio that suits you best, she adds. Also, "don't give up your financial independence at any cost". Monika Halan is consulting editor, Mint, and author of 'Let's Talk Money'

Money With Monika: How to plan your retirement with mutual funds (S2,Ep#11)

  • In this episode of 'Money With Monika', personal finance expert Monika Halan delves into the merits of starting your retirement planning early and what role mutual funds in doing so. “Invest small, yet consistently, every month to build your retirement corpus,” she says, adding that a “managed fund is a great way to start and is much better than a clunky real estate investment.” Monika Halan is consulting editor, Mint, and author of 'Let's Talk Money'. Watch the full episode for more.

Money With Monika: How to use MFs to meet your financial goals (S2, Ep#10)

In this episode of 'Money with Monika', personal finance expert Monika Halan explains how mutual fund investments can be tailored to meet various financial goals—be it buying a car in a couple of years, planning a wedding in five years, or even retirement. “While a low-risk product is advisable for short-term financial goals, have a sizeable risk appetite when planning for the longer term,” she says. Monika Halan is consulting editor, Mint, and author of 'Let's Talk Money'.

Money With Monika: Asset allocation for mutual funds (Season 2, Episode 9)

Money With Monika: Personal finance expert Monika Halan explains the importance of asset allocation in this episode of the weekly show. “Equity, debt, cash, gold and real estate are all asset classes. Each comes with its own attribute and has a specific role in your portfolio,” she points out. Monika Halan is the Consulting Editor of Mint; and author of Let’s Talk Money. She also takes questions every week from viewers on their financial worries. If you have a question, write to MoneyWithMonika@livemint.com. Watch the full video for more.

 (Mint)
(Mint)

Money With Monika Season 2, Episode 6: How to choose the right mutual fund

"The longer your time horizon, the more equity you can put in your mutual fund portfolio and the shorter your time horizon, the more debt funds you should have," says personal finance expert Monika Halan in this episode of Money With Monika. "You need to break up your needs according to the distance of your goal," she explains. Monika Halan is consulting editor, Mint, and author of 'Let's Talk Money'. Watch the full video for more. 

Money With Monika Season 2, Episode 5: A guide to mutual fund SIPs

A systematic investment plan, or SIP, is a route to a mutual fund and not the mutual fund itself, explains personal finance expert Monika Halan in this episode of Money With Monika.An SIP is similar to a recurring deposit (RD) in a way that it cultivates a savings habit, but they differ in returns. RDs result in fixed returns but SIPs are market-linked. Choose an SIP over lump sum investment to reduce market risks as it gives you the benefit of rupee-cost averaging, she says. Monika Halan is consulting editor, Mint, and author of 'Let's Talk Money'. Watch the full video for more.

Money with Monika Season 2, Episode 4: When’s the right time to invest in MFs

There is no perfect moment to start investing. Just start, says personal finance expert Monika Halan in this episode of Money With Monika. It takes very little to start investing as much as just 500/month in a mutual fund SIP, adds Monika. She explains to viewers why investing early will allow them to reap the benefits of compounding over the long term. Monika Halan is consulting editor with Mint and author of 'Let's Talk Money'. Money With Monika is a weekly personal finance show published on livemint.com

Money with Monika Season 2, Episode 3: How debt mutual funds work

In this episode of Money With Monika, personal finance expert Monika Halan delves into the importance of having debt mutual funds in your investment portfolio. Debt funds are flexible, she says, and are good for various shorter term goals but can be difficult to understand. 'You can choose to invest in a conservative balanced fund if you want the safety of bonds with a flavour of equity,' she adds. Monika Halan is consulting editor of Mint and author of 'Let's Talk Money'

Money with Monika Season 2, Episode 2: Mutual funds versus direct stocks

In this episode of Money With Monika, personal finance expert Monika Halan talks about the benefits of choosing a mutual fund over direct stock investments. Investing in mutual funds is far safer than putting all your money in one stock, she says, as the chances of failure of an entire basket of stocks are next to none. In short, hedge your bets for maximum returns at minimal risk. Monika Halan is consulting editor of Mint and author of 'Let's Talk Money'.

Money With Monika Season 2, Episode 1: Mutual funds guide for beginners

Why mutual funds? That's the question personal finance expert Monika Halan, consulting editor of Mint and author of 'Let's Talk Money', answers in this episode of 'Money with Monika'.Mutual fund investments do come with risks, she says, but it's a gamble worth making for a diverse, and more lucrative, investment portfoliobe it for a seasoned investor or a beginner taking her first steps in financial planning. See mutual funds as a buffet, Monika Halan says, and invest according to your taste.Money With Monika Season 2, Episode 1: Mutual funds guide for beginners

Money with Monika Season 1, Ep. 6: How to raise financially savvy kids

In this week's episode of Money with Monika, personal finance expert Monika Halan offers tips and tricks to raise financially prudent kids.Should you and your spouse discuss your next big purchase in front of your child? Monika suggests having informed discussions this way will subconsciously train your child in financial prudence.Money with Monika is a weekly personal finance show that answers your queries on all investment matters. Money with Monika, Consulting Editor of Mint and author of Let's Talk Money, takes you through the various avenues of savings open to you - deposits, stocks, bonds, mutual funds, insurance and pension funds.

Money with Monika Season 1, Ep. 5: How to spot dubious investment plans

In this week's episode of Money with Monika, we tell you how to spot dubious investment schemes and precautions you should take while evaluating investment options. Money With Monika is a weekly personal finance show that answers your queries on all investment matters. In Episode 5, personal finance expert Monika Halan tells you if schemes that sound too good to be true are actually good or just plain dubious. Halan also tells you the four questions you must ask before you opt for a lucrative investment plan.

Money with Monika Season 1, Episode 4: Why life insurance is not an investment

Money with Monika is a weekly personal finance show that answers your queries on all investment matters. In Episode 4 of Season 1, personal finance expert Monika Halan decodes the utility of life insurance as an investment product. She says that it is crucial to analyse returns on life insurance as tax breaks are available on other investment products too. She also differentiates between the utility of a term plan versus a bundled plan. Monika Halan is the consulting editor of Mint, and author of 'Let's Talk Money'.

Money with Monika Season 1, Episode 3: Calculating returns from real estate

In Season 1 Episode 3 of Money With Monika, personal finance expert Monika Halan discusses the returns from investments in real estate versus the stock market. People must weigh their realty investments against both regular returns and profits, she says, and investors must calculate their 'yield' from real estate investments. Monika Halan is the Consulting Editor of Mint, and author of Let's Talk Money.