Motor Insurance

Money

Heavy rains damaged your car? Here's what motor insurance covers and what it doesn't

Heavy rains can damage your car, but not every repair is covered by insurance. Here's what comprehensive policies pay for, common claim exclusions, and mistakes that could lead to claim rejection.

3 min read9 Jul 2026
Money

Renewing your car insurance this monsoon? Experts explain which add-ons are actually worth paying for

A comprehensive car insurance policy may not cover every monsoon-related expense. Experts explain which add-ons are worth buying to reduce repair costs and improve financial protection.

2 min read9 Jul 2026
Money

Closing India’s insurance gap will need more than just policy reforms

With nearly 85% of economic losses left completely uncovered, transforming consumer behaviour mindset is critical.

3 min read29 Jun 2026
Money

E20 is in your tank. Is your insurance policy keeping up?

India’s shift to E20 fuel hasn’t changed motor insurance policies. For owners of older vehicles, the real risk lies in engine damage that may fall outside standard policy cover.

4 min read24 Jun 2026
Money

Bought your first commercial vehicle? Here’s how insurance works

For small logistics businesses, even brief vehicle downtime can hit cash flow. Here’s how light commercial vehicle insurance works—and which covers truly protect daily earnings.

2 min read18 May 2026
Insurance

How to pick the right motor insurance for flood damage? Checklist of key features

Comprehensive motor insurance is essential for vehicle protection against flood damage, unlike basic third-party policies.

5 min read26 Aug 2025
Companies

Inside Acko’s shift from auto to health Insurance—and what’s driving it

Acko is working on integrating the entire process of buying health insurance—from picking a lab for medical testing to interacting with a hospital for claims.

3 min read7 Aug 2025
Industry

Insurers make up add-ons to entice customers into paying more for car insurance

Several general insurers now offer extremely competitive pricing and high discounts on their basic products and make up the ticket size through add-ons and value-added features.

7 min read24 Mar 2025
Opinion

Rahul Matthan: Data-rich insurance models could fail beyond a point

Policies that track individual risk profiles too closely, as today’s data trackers enable, could result in punitive premiums and may end up squashing the very idea of risk pooling—the basis of this industry.

4 min read4 Mar 2025
Industry

Third-party vehicle insurance: Insurers in distress over three-year rate pause

India’s insurance regulator hasn’t changed the policy rates for third-party vehicle insurance for nearly three years, even to adjust for inflation. Insurance companies now say they might instead chose to focus on other segments that make more business sense.

4 min read3 Mar 2025