National Pension System
Atal Pension Yojana vs NPS: Key differences, benefits and who should choose which
APY offers guaranteed monthly pensions for unorganised sector workers, while NPS is a flexible, market-linked retirement savings option for a wider audience. Details here.
2 min read04:18 PM IST8th Pay Commission: Central govt employees want old pension back – but can India afford it?
Demanding for OPS, All India NPS Employees Federation (AINPSEF) said in its memorandum, it provides “social security” and financial stability after retirement.
2 min read6 Jun 2026Atal Pension Yojana: How can you withdraw my account? What happens on payment defaults — Check FAQs
The Atal Pension Yojana aims to establish a universal social security system in India, offering a guaranteed monthly pension to subscribers based on contributions made till 60 years of age. Here's all you need to know….
3 min read31 May 2026NPS solves the biggest retirement challenge: generating market-linked income
The introduction of the Retirement Income Scheme marks a significant shift in retirement planning, moving from just accumulating wealth to ensuring a steady income stream. With features like predictable cash flow and automatic risk reduction, retirees can enjoy peace of mind.
3 min read28 May 2026NPS vs NPS Sanchay: Key differences between the two retirement schemes explained
The National Pension System (NPS) is a popular retirement scheme in India. PFRDA introduced NPS Sanchay for informal sector workers, differing from regular NPS in eligibility and structure.
2 min read25 May 2026NPS withdrawal overhaul: How you can now plan flexible pension payouts till 85 — 2 methods explained
The PFRDA has launched Retirement Income Schemes and drawdown facilities under the NPS, allowing subscribers to withdraw retirement funds in phases. This aims to provide flexible payout options while ensuring corpus appreciation, with guidelines effective once operational frameworks are ready.
2 min read16 May 2026NPS revamp: flexible drawdown options to provide monthly income
New National Pension System rules will allow retirees to receive periodic payouts until age 85, keeping their remaining corpus invested for growth without affecting mandatory annuity requirements.
1 min read15 May 20268th CPC: Market volatility hurting payout? Central govt employees representative demands assured pension — What we know
A representative body for central government employees has requested the 8th CPC to ensure a minimum payout under NPS to counter market volatility. A memorandum detailing the demands has been submitted to the panel.
2 min read12 May 2026A muted start for Vatsalya pension plan for minors, 2.25 lakh accounts so far
The muted uptake for National Pension System (NPS) minor accounts has prompted the Pension Fund Regulatory and Development Authority (PFRDA) to step up efforts to boost coverage.
4 min read7 May 2026Indian equities deserve higher FII allocation, but valuations stretched
India merits a higher allocation given its structural strengths. While the underlying business is strong, the valuations are not attractive, said Ramneek Kundra, chief investment officer at DSP Pension Fund Managers. But India’s premium to emerging markets has come down.
5 min read4 May 2026Wait for it…
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