National Savings Certificate News
Small savings schemes: Interest rates on PPF, SSY, SCSS remain unchanged for January-March quarter; Check rates
Small savings schemes: The interest rates for small savings schemes have remained unchanged for the last four quarters. The government last made changes for some schemes in the fourth quarter of last fiscal.
2 min read31 Dec 2024These banks offer higher FD interest rate above 7 percent. Details here
HDFC Bank offers interest rate on its fixed deposits in the range of 3 percent to 7.25 percent per annum. The highest interest rate of 7.25 percent is offered on term deposits that are of tenure between 18 months and 21 months.
2 min read22 Mar 2024NSC vs 5-year FD: Which is a better tax saving investment option?
Choosing between NSC and tax-saving FDs can be tricky as both have advantages and limitations. NSC interest is reinvested and qualifies for tax deduction under Section 80C, while FD interest is taxed as per income slab.
2 min read17 Mar 2024Income tax saving options: NSC vs ELSS mutual funds. Which is better for taxpayers?
ELSS vs NSC: The suitability of an investment product depends on factors like risk tolerance, time horizon, and future fund needs
2 min read2 Mar 2024Post office savings scheme: How to open a National Savings Certificate account? A step-by-step guide
It is a post office saving scheme that offers an interest rates of 7.7 percent compounded annually.
1 min read18 Apr 2023Your Questions Answered: I am in my mid-thirties with a government job, should I invest in NSC?
Here we aim to address some of your most pressing personal finance queries. Read further to make the optimal use of your money!
5 min read27 Oct 2022What are National Savings Certificates? All you need to know
The National Savings Certificate is a government-sponsored savings bond programme that encourages small investors to invest. Read further to know more about it
2 min read23 Mar 2022Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared