NPAs
Public sector banks post record profits in FY26 as bad loans fall to historic low
Public sector banks ended FY26 with their lowest-ever gross NPA ratio of 1.9% and record net profit of ₹1.98 trillion, while regional rural banks also reported their strongest financial performance.
2 min read28 Jul 2026Why IndusInd Bank's Q1 turnaround needs more proof
IndusInd’s Q1 net profit came in at ₹1,037 crore, against ₹604 crore last year, aided by a return to sequential loan growth and improving asset quality.
2 min read23 Jul 2026RBI proposes 7-year cap on holding non-financial assets
RBI's proposed framework will apply only to assets against exposures that have been classified as non-performing assets (NPAs) and for which other recovery options have been explored and found to be unviable.
3 min read5 May 2026Axis Bank frontloads FY27 provisions amid West Asia war uncertainty
The private-sector lender set aside a one-time ₹2,001 crore buffer in Q4, citing macro and geopolitical risks, even as higher provisions weigh on profit and margins face near-term pressure.
2 min read25 Apr 2026Banks' NPAs hold steady despite war shake-up, shows Crisil stress test
The US-Iran war, which started on 28 February 2026, has hit global supply chains, especially in energy, leading to a cascade effect across the economy, putting pressure on inflation as well as growth.
2 min read17 Apr 2026These five banks have the biggest problem with bad loans. Approach with caution.
They’ve had the highest non-performing asset (NPA) ratios in the past five years, and while their situation is improving, you’re probably better off looking elsewhere as an investor.
5 min read5 Sep 2025Can Federal Bank’s big pivot pay off? Strategy 4.0 bets on long-term rebound
Federal Bank may be trailing the Nifty Bank index, but analysts say it’s the safest midsized lender, and primed for strong growth.
5 min read6 Aug 2025IndusInd Bank Q1 results: Net profit tanks 68% YoY to ₹684 crore; provisions jump 66%
IndusInd Bank Q1 results: The private sector lender witnessed a 68% fall in net profit to ₹684 crore in the April-June quarter as the bank increased its provisions for bad loans by 66% on a year-on-year basis. Shares closed lower ahead of the Q1 results announcement.
2 min read28 Jul 2025Gold loan GNPA up 18% in banks, upper and middle layer NBFCs from March-June 2024
GNPAs for gold loans in SCBs and Upper and Middle-Layer NBFCs rose by 18.14% from March to June 2024, as reported by the Ministry of Finance.
1 min read10 Feb 2025Why RBI's new rules on bad loans have enthused buyers of stressed asset
The key difference between the old and the revised rules is around the approval processes for the settlement of loans.
4 min read22 Jan 2025Wait for it…
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