NPAs
These five banks have the biggest problem with bad loans. Approach with caution.
They've had the highest non-performing asset (NPA) ratios in the past five years, and while their situation is improving, you're probably better off looking elsewhere as an investor.
5 min read5 Sep 2025Can Federal Bank's big pivot pay off? Strategy 4.0 bets on long-term rebound
Federal Bank may be trailing the Nifty Bank index, but analysts say it's the safest midsized lender, and primed for strong growth.
5 min read6 Aug 2025IndusInd Bank Q1 results: Net profit tanks 68% YoY to ₹684 crore; provisions jump 66%
IndusInd Bank Q1 results: The private sector lender witnessed a 68% fall in net profit to ₹684 crore in the April-June quarter as the bank increased its provisions for bad loans by 66% on a year-on-year basis. Shares closed lower ahead of the Q1 results announcement.
2 min read28 Jul 2025Gold loan GNPA up 18% in banks, upper and middle layer NBFCs from March-June 2024
GNPAs for gold loans in SCBs and Upper and Middle-Layer NBFCs rose by 18.14% from March to June 2024, as reported by the Ministry of Finance.
1 min read10 Feb 2025Why RBI's new rules on bad loans have enthused buyers of stressed asset
The key difference between the old and the revised rules is around the approval processes for the settlement of loans.
4 min read22 Jan 2025Asset reconstruction companies see spike in unsecured loan sales by lenders
Data showed that ARCs have acquired total non-performing assets (NPAs) worth ₹19,184 crore during the September quarter, higher than ₹13,852 crore at the end of June quarter.
4 min read6 Dec 2024RBI asks banks and other lenders to hunt down wilful defaulters
A borrower will be classified as a wilful defaulter if they default on a loan despite having the capacity to repay.RBI has asked banks to check all bad loans of ₹25 lakh and above for signs of wilful default.Total outstanding wilful default as of 31 March stood at ₹3.6 trillion.
3 min read30 Jul 2024Banks' asset quality rears its head after long gap as agri, retail provisions surge
Q1FY25 saw several banks and large NBFCs flagging a rise in delinquencies, especially in the agricultural, rural, microfinance and unsecured retail portfolios as collections and recoveries were hit by disruptions related to elections and heatwaves in parts of the country.
4 min read29 Jul 2024As banks can now sell ‘fraud loans', what does this mean for Indian banks
Instead of making 100 per cent provisions for ‘fraud' loans, banks can now transfer loans to asset reconstruction companies for a lower price. Let us decode how this is set to reform the banking landscape of India.
2 min read15 Dec 2021