NPCI News
Inside the UPI decade: How a cash-first nation learned to pay differently
UPI’s rise reflects a deeper behavioural shift in how routine payment activity is conducted across the country. However, its reach, though expanding, remains uneven. In addition, the system is attracting attention from bad actors. Here’s what a study across two Indian states found:
10 min read11 Dec 2025Travelling to Japan? Indian tourists will soon be able to pay via UPI — Here's what we know
Indian tourists who are planning to visit Japan will soon be able to make digital payments through their UPI applications, as NPCI signed an MoU with Japan-based NTT DATA. Here's what we know so far…
2 min read19 Oct 2025Worried about UPI, OTP frauds amid festive season? NPCI shares 5 tips for secure digital payments
Worried about UPI and OPT frauds amid festive Diwali season? National Payments Corporation of India (NPCI) has issued guidelines for people to secure their digital payments. Here's what they suggest…
2 min read16 Oct 2025UPI AutoPay woes hit India’s subscription market as businesses rely more on card payments
Businesses and consumers are losing patience with UPI AutoPay, as failure rates of up to 90% trigger involuntary subscription cancellations, forcing startups and platforms to rethink their reliance on it for subscription growth.
5 min read10 Oct 2025UPI has closed a chink in its security armour: Its payment request feature is finally gone
For years, scamsters exploited a UPI feature that was designed for convenience but enabled them to prey on unsuspecting users who could be tricked into sending them money. On 1 October, NPCI killed that option. This is good news for India’s booming cashless economy.
4 min read8 Oct 2025UPI daily payment limit raised to ₹10 lakh for select transactions, fraud risks kept in check
NPCI move enables bigger payments for investments, insurance, and more, while scrapping P2P collect feature to curb fraud.
2 min read15 Sep 2025UPI rule change from 1 August, today: Cap on balance check and more — What's new?
New UPI rules kick in from August 1, 2025: The National Payments Corporation of India (NPCI) is implementing a few UPI rule changes from 1 August, Friday, to improve how the system works.
1 min read1 Aug 2025India logs 65K crore digital payments worth ₹12K trillion in 6 years, says govt
India saw over 65,000 crore digital payments worth ₹12,000 trillion from FY20 to FY25, the government said. Fueled by UPI and targeted policy effort, this digital adoption soared beyond the metros, boosting financial inclusion and bringing millions of vendors and rural users into the formal economy.
2 min read28 Jul 2025NPCI dangles incentives to boost RuPay credit cards, targets Visa-Mastercard turf
NPCI boosts RuPay credit cards with bank incentives, aiming to challenge Visa and Mastercard’s dominance by leveraging UPI integration and offering attractive fee-based rewards to issuers.
1 min read10 Jul 2025UPI transactions' response time cuts down from 30 to 15 seconds. Check details
The changes were announced in a bid to streamline the performance of UPI. The request pay and response pay is revised from 30 seconds to 15, NPCI circular reads.
1 min read17 Jun 2025Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared
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