NPS

Money

Can your NPS pay hospital bills? ICICI Pru tests a new model

ICICI Prudential launches NPS Swasthya Equity Plus under PFRDA’s sandbox, blending retirement savings with healthcare liquidity and high equity exposure.

3 min read26 Feb 2026
News

Pension Fund Regulatory Authority launches Swasthya Pension Scheme

PFRDA’s pilot health-linked NPS product lets subscribers build a dedicated medical corpus, without replacing traditional health insurance.

3 min read28 Jan 2026
Money

From SIPs to safety nets: How parents should plan for soaring education costs

Education costs in India are rising faster than inflation. Here's how parents can blend equity, debt and protection to build a resilient, goal-focused education plan for their children.

5 min read22 Jan 2026
Money

NPS: What investment options are available for ‘aggressive’ investors across pension plans?

For NPS subscribers, the return on investment over a period of time is contingent upon exposure to equity and choice of fund manager

2 min read8 Jan 2026
Money

Corporate NPS makes more sense than ever—if your employer offers it

Experts believe NPS offers a disciplined, low-cost framework for long-term retirement savings. It helps you rebalance between equity and debt without any tax implications

4 min read7 Jan 2026
Money

Your money, your choice: Why India’s financial regulators should emulate the new NPS model

The pension regulator has reduced mandatory annuity purchases, removed lock-in periods, allowed investment until age 85, introduced systematic withdrawal options, and permitted up to 100% equity allocation. While this freedom may cause some to make poor decisions, the old, rigid model was worse.

3 min read4 Jan 2026
Money

The NPS makeover: What’s changed and why it matters now

Recent reforms have addressed long-standing concerns around lock-ins, annuitization and equity exposure, strengthening the case for NPS as a retirement vehicle.

3 min read23 Dec 2025
Money

NPS rules revised: With a higher withdrawal limit in place, how will it affect corporate subscribers?

NPS subscribers will now be able to withdraw up to 80% of the corpus when it exceeds ₹12 lakh.

2 min read17 Dec 2025
Money

NPS: These fund managers delivered highest returns on equity investment in past 3 years. See list

National Pension System subscribers can choose their fund managers – each of which has a unique portfolio of assets based on their investing philosophy.

1 min read15 Dec 2025
Money

Deadline to switch from NPS to UPS fast approaching: Check date, benefits, and top FAQs here

With the deadline fast approaching, the Ministry of Finance has reminded eligible Central Government employees and National Pension System (NPS) subscribers to submit their requests for the Unified Pension Scheme (UPS) by November 30, 2025.

1 min read26 Nov 2025