NPS

Tatkal NPS is now available on the BHIM Payments App, offering eligible bank customers a digital route to open an NPS account. The new facility aims to simplify onboarding, KYC, and contributions through a faster process. Here's what users need to know about the new facility.

Moving abroad does not automatically mean closing your NPS account. PFRDA allows NRIs to continue NPS Tier I through NRE or NRO accounts, but Tier II cannot be activated.

PFRDA has proposed changes to the Point of Presence framework that could expand NPS access through more types of entities and a dedicated digital route. The proposals also strengthen oversight of NPS Mitras, subscriber-data confidentiality and PoP accountability for fraud or negligence.

NPS offers four asset classes and two investment options. While Active Choice lets you decide how your money is allocated, Auto Choice adjusts the allocation based on your age. Here’s what you need to know about the available asset classes and allocation limits.

NPS now allows non-government subscribers to access schemes with up to 100% equity exposure under the Multiple Scheme Framework. But higher equity also means higher market risk. Here’s what investors should know before choosing the option.

The National Pension System offers Auto and Active Choice investment strategies for retirement savings, catering to different risk tolerances and investment skills.

Corporate NPS is emerging as an additional retirement layer alongside EPF, offering tax benefits, portability and investment flexibility. PFRDA’s Jagpal explains why employers have a key role to play. Here’s what employees should know about this pension scheme.

PFRDA is targeting 35–40 crore non-government NPS subscribers in five years, up from around 90 lakh currently. The pension regulator plans to use digital onboarding, mutual fund distributors and new pension funds to accelerate NPS adoption.

NPS for NRIs: Understand eligibility, tax benefits, Tier-I account rules, contributions and withdrawal guidelines. This guide explains how NRIs and OCIs can use India’s National Pension System for retirement planning while considering cross-border tax implications.

PFRDA has extended the NPS same-day investment cut-off from 11 am to 1:30 pm, allowing more contributions to qualify for same-day investment. The revised deadline applies across all major NPS payment channels, improving flexibility, operational efficiency and the subscriber experience.