NPS News
Retirement unease: Is it getting better or worse?
The results of a recent survey point to significant gaps in the post-career plans of private sector employees in India. While many financial avenues can offer relief from retirement worry, RBI has a major role to play.
3 min read6 Jun 2025Moving abroad? Here's what you should do with your NPS investments.
Can you still keep investing in NPS after becoming a non-resident Indian or an overseas citizen of India? What are the compliance requirements, tax consequences, and rules around withdrawals? Read on to find out.
4 min read27 May 2025How red tape is costing public sector bank employees crores in NPS savings
Most PSBs have restricted their employees from choosing any pension fund under the NPS but SBI Pension Funds that has delivered the least returns over multiple time periods.
4 min read13 May 2025This Pune resident saved ₹10 lakh in tax by transferring his pension fund to NPS
Had he withdrawn the ₹33 lakh he had in the pension fund, Amit Upadhyay would have had to pay ₹10 lakh (30% of ₹33 lakh) in tax, excluding cess and surcharge. Under NPS he can hold it to retirement and withdraw 60% of the money tax-free.
4 min read5 May 2025Govt may raise equity allocation in NPS default scheme to 25%
An increase in equity allocation from 15% to 25% is expected to provide long-term benefits to central government employees.
2 min read1 Apr 2025Unified Pension Scheme notified for govt employees: Date, eligibility, enrollment forms, what's new—All you need to know
The PFRDA has notified the Unified Pension Scheme for central and state government employees. We explain all you need to know — from the date, eligibility, enrollment forms, and more.
2 min read24 Mar 2025Need funds but locked in NPS? Here’s how you can make partial withdrawals
The National Pension System comes with a long lock-in period, but under certain conditions, subscribers can withdraw up to 25% of their own contributions. Understanding these rules can help you tap into your savings strategically without compromising your retirement plan.
3 min read18 Mar 2025New NPS rule: Process NPS pension like OPS, pension accounting body tells authorities - key details
Earlier, on December 18, 2023, the CPAO had issued guidelines to implement the method in order to ensure timely pension disbursal to retired employees under the New Pension Scheme (NPS). The March 12 Office Memorandum (OM) urges Pay and Accounts Offices (PAOs) to follow the order.
1 min read16 Mar 2025How NPS schemes have fared versus benchmark indices
Returns are close to gains in benchmark indices but schemes are constrained from investing in mid- and small-caps
4 min read9 Mar 2025Should you opt for both NPS and EPF in the new tax regime?
The new tax regime has changed how we think about saving for retirement. NPS and EPF both play a crucial role, but are they better together?
4 min read18 Feb 2025