The results of a recent survey point to significant gaps in the post-career plans of private sector employees in India. While many financial avenues can offer relief from retirement worry, RBI has a major role to play.
3 min read6 Jun 2025Can you still keep investing in NPS after becoming a non-resident Indian or an overseas citizen of India? What are the compliance requirements, tax consequences, and rules around withdrawals? Read on to find out.
4 min read27 May 2025Most PSBs have restricted their employees from choosing any pension fund under the NPS but SBI Pension Funds that has delivered the least returns over multiple time periods.
4 min read13 May 2025Had he withdrawn the ₹33 lakh he had in the pension fund, Amit Upadhyay would have had to pay ₹10 lakh (30% of ₹33 lakh) in tax, excluding cess and surcharge. Under NPS he can hold it to retirement and withdraw 60% of the money tax-free.
4 min read5 May 2025An increase in equity allocation from 15% to 25% is expected to provide long-term benefits to central government employees.
2 min read1 Apr 2025The PFRDA has notified the Unified Pension Scheme for central and state government employees. We explain all you need to know — from the date, eligibility, enrollment forms, and more.
2 min read24 Mar 2025The National Pension System comes with a long lock-in period, but under certain conditions, subscribers can withdraw up to 25% of their own contributions. Understanding these rules can help you tap into your savings strategically without compromising your retirement plan.
3 min read18 Mar 2025Earlier, on December 18, 2023, the CPAO had issued guidelines to implement the method in order to ensure timely pension disbursal to retired employees under the New Pension Scheme (NPS). The March 12 Office Memorandum (OM) urges Pay and Accounts Offices (PAOs) to follow the order.
1 min read16 Mar 2025Returns are close to gains in benchmark indices but schemes are constrained from investing in mid- and small-caps
4 min read9 Mar 2025The new tax regime has changed how we think about saving for retirement. NPS and EPF both play a crucial role, but are they better together?
4 min read18 Feb 2025