E-PaperP2p News
What is P2P lending? All you need to know
P2P lending is a mechanism that connects lenders/investors with borrowers, allowing them to earn higher returns than fixed deposits.
3 min read24 May 2023Opinion | Things you should check before opting for P2P lending for higher returns
Remember that P2P lending is an unsecured transaction and that is why the returns are high
3 min read8 Jan 2020RBI caps lending on P2P platforms at ₹50 lakh
The lender investing more than ₹10 lakh across P2P platforms will produce a certificate to P2P platforms from a practising Chartered Accountant certifying minimum net-worth of ₹50 lakhAs per the guidelines, the transfer of funds under P2P lending happens through an escrow account mechanism, which is operated by a bank promoted trustee
1 min read23 Dec 2019What is P2P lending. Is it for you?
On a P2P platform, individuals can connect and lend as well as borrow. You can lend or borrow only if you are a resident of IndiaUnlike a bank where you have a financial institution lending money, here the lender can either be an individual like you or a financial institution
1 min read6 Apr 2019Bitcoin struggles for survival in India after RBI clampdown
Trading volumes are down despite the rise of P2P transactions and innovations by exchanges
6 min read23 Oct 2018AI start-ups that provide security, lending solutions
Faircent employs data analytics, machine learning and Artificial Intelligence for credit profiling and assessment
1 min read8 Oct 2018Lessons for P2P lending in India
Though P2Ps are still new in India, regulations are more stringent than in China. But watch out for risks.
5 min read12 Sep 2018India among top five countries for peer-driven piracy
A new report by Irdeto, identifies India among the top five countries for peer-to-peer (P2P) downloads, with over 965 million P2P downloads between January 2017 and May 2018
2 min read21 Aug 2018Stable coins: A hedge against crypto volatility?
A stable coin is also a cryptocurrency, but its value is pegged to a relatively stable asset, like gold or a US dollar, and unlike bitcoin or ethereum
2 min read7 Aug 2018Term of the day: Peer-to-peer transactions on crypto exchanges
Some Indian exchanges are now offering P2P facility to KYC-verified customers
1 min read23 Jul 2018Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared