Payment Systems
The hidden drag on freelance income: Why your overseas client invoices don’t match the money reaching your bank
For Indian freelancers, the invoice value of an overseas client payment may not be the amount that reaches their bank account. FX conversion margins, platform fees and SWIFT costs can reduce the final INR payout. Here is how freelancers can calculate the actual amount they received.
3 min read3 Sep 2026UPI vs Credit Cards: Experts explain how to choose right payment method for everyday spending
UPI and credit cards each offer unique advantages for everyday payments. Here are the key differences, benefits, rewards, credit score impact, and practical tips for choosing the right payment method for daily spending, budgeting and long-term financial planning in India.
3 min read14 Jul 2026Brics Bridge is an idea whose time has come—its building blocks are already in place
The world needs a cross-border payment system that’s competitive, free of geopolitical risks and not based on a single currency. There’s a compelling case for Brics Bridge, an alternative the wider world would welcome.
4 min read14 Jun 2026From SWIFT to swift: Why Indian exporters are trading legacy banks for high-speed fintech rails
Large Indian banks that thrived on the SWIFT payments network are feeling the heat. The RBI has widened the playing field for cross-border transactions, opened it up to regulated non-bank payment platforms, and catalyzed competition. An inside story.
10 min read27 Apr 2026Sent money to the wrong UPI ID? What happens next—and what you should do
A wrong UPI transfer isn’t always reversible. From frozen accounts to missed investment returns, here’s how recovery works, why delays hurt, and what users should do to protect themselves.
5 min read13 Jan 2026Prosus-backed PayU India turns Ebitda positive in September quarter
Prosus said the improvement in PayU's earnings was driven by a sharper tilt towards higher‑margin, value‑added services and software‑as‑a‑service products
2 min read24 Nov 2025RBI begins work on linking UPI–TIPS to ease India–Eurozone money transfers
RBI has started linking UPI with Europe's TIPS instant payment system, aiming to streamline cross-border transactions between India and the eurozone, while promoting the global expansion of India's digital payment infrastructure.
2 min read21 Nov 2025Zoho Enters India’s Fintech Battle With New ‘Zoho Pay’ App to Challenge Gpay, Phonepe, Paytm
India’s fintech war just got its newest challenger. Home-grown tech giant Zoho has officially launched ‘Zoho Pay’, its new payments app built to rival Google Pay, PhonePe, and Paytm. The app promises a seamless UPI experience while integrating directly with Zoho’s chat app Arattai and its business software suite , giving users and enterprises an all-in-one digital payments ecosystem. Founder Sridhar Vembu says Zoho Pay is about “home-grown tech powering home-grown payments”, as India pushes for tech sovereignty and reduced reliance on foreign fintech.
24 Oct 2025Social Security to end paper checks on September 30 — here's how to keep receiving benefits
Social Security will end paper checks on September 30, moving all beneficiaries to electronic payments through direct deposit or prepaid debit cards.
2 min read29 Sep 2025Govt gets a seat on India's new payments regulator. Here's why
The Payments Regulatory Board will be chaired by the RBI governor, and will have two other RBI members. The central government will nominate three representatives.
6 min read27 May 2025Wait for it…
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