Pension Fund

Money

NPS schemes get a new classification: What PFRDA's revised framework means for your investment choices

PFRDA has revamped the classification and display of NPS schemes, with MSF schemes grouped by equity exposure. The framework aims to make scheme comparison easier for subscribers, with clearer information on risk, returns and other key parameters.

4 min read31 Aug 2026
Money

PFRDA extends NPS same-day investment deadline to improve subscriber experience, enhance operational efficiency

PFRDA has extended the NPS same-day investment cut-off from 11 am to 1:30 pm, allowing more contributions to qualify for same-day investment. The revised deadline applies across all major NPS payment channels, improving flexibility, operational efficiency and the subscriber experience.

2 min read6 Aug 2026
Money

EPS rules explained: Eligibility, withdrawal and pension

Confused about the Employees' Pension Scheme and its rules? This guide breaks down complex aspects, including contribution methods, eligibility, and pension calculations. With increasing cases of claim rejections, being informed is key.

5 min read20 Jul 2026
Economy

Only 8% of Atal Pension Yojana’s subscribers opt for ₹5,000 monthly slab; 87% choose minimum sum of ₹1,000

The Atal Pension Yojana, launched in 2015, has over 90 million enrolments, with significant participation from younger age groups. The persistency rate stood at 50.1% as of 31 March.

2 min read20 May 2026
Money

PPF account: You will remain a crorepati despite drawing ₹1 lakh monthly pension for 20 years

PPF accouont holders can expect ₹1,54,50,911 maturity amount after 30 years, assuming a flat PPF interest rate of 7.10% throughout this period

3 min read6 May 2026
Money

Mutual fund SIP calculator: Want to retire at 45? ₹9000 monthly savings can help you get ₹2 lakh per month pension

A 25-year-old investor can accumulate ₹3,64,92,972 in the next 20 years through a disciplined monthly SIP of ₹9,000, potentially providing a monthly pension of ₹2 lakh post-retirement at 45 through a SWP for the next 40 years

3 min read5 May 2026
Industry

Union Bank eyes pension fund foray in JV with Japan's Daiichi

The state-owned bank is likely to launch its pension business in FY27, as new rules let banks independently sponsor funds. The move signals rising lender interest in the pension space.

3 min read29 Apr 2026
News

PFRDA calls for perpetual funds, deeper AIF exit market

PFRDA chief S. Ramann said a VC and PE fund should not be for a limited time period, as it affects their ability to support portfolios for the long term and deters them from generating outsized outcomes.

3 min read4 Apr 2026
Money

Retirement savings revamp: NPS now includes gold, silver ETFs

PFRDA has allowed investments under the NPS into gold and silver ETFs and Nifty 250 stocks.

2 min read11 Dec 2025
Money

Is part of an annuity payout exempt from tax?

Tax exemptions are available towards commuted pension but conditions apply.

1 min read3 Sep 2025