Pension Plan
Retirement savings revamp: NPS now includes gold, silver ETFs
PFRDA has allowed investments under the NPS into gold and silver ETFs and Nifty 250 stocks.
2 min read11 Dec 2025Govt sets up top-level forum to streamline regulation, growth of pension sector
The government has set up a high-level committee to streamline India's fragmented pension system, aiming to create a unified regulatory framework and enhance coverage in the under-penetrated sector, where only 12% of the workforce is currently covered by formal pension schemes.
4 min read27 Aug 2025Wrongly enrolled in EPS? Getting your money back could take a year or more
Flawed EPS contributions are only corrected after financial years close—leaving workers stranded without access to their provident fund.
3 min read25 Aug 2025How ICICI Pru’s ‘100% refund’ pension plan backfired as advisers exploited a loophole
A much-hyped ICICI Prudential pension plan that promised a 100% refund on exit has backfired—with 90% of policies surrendered and advisers raking in commissions. Now, the insurer is scrambling to claw back payouts.
4 min read9 Jul 2025Sivasubramanian Ramann assumes charge as the chairperson of PFRDA
Ramann is an officer of the Indian Audit & Accounts Service (IA&AS) from the 1991 batch.
1 min read20 Jun 2025LIC's Smart Pension Plan: 5 key things you need to know before you invest
LIC’s Smart Pension Plan offers customisable annuity options, flexible payouts, and liquidity features, making it a reliable retirement investment choice for individuals and superannuation group members in India.
3 min read6 Jun 2025How AI and digitalisation can make India's pension schemes more accessible and efficient
While digitalisation has revolutionised the accessibility and administration of pension schemes in India, AI-driven predictive models can allow pension fund managers to make more informed decisions about investment strategies, risk management, and asset allocation.
6 min read13 Jan 2025The EPFO’s ATM plan is good but it must resolve its pension muddle first
It’s welcome that this retiral fund plans to enable ATM withdrawals as part of an upgrade plan billed as EPFO 3.0, with added flexibility options, but it urgently needs to relieve its pensioners waiting for a Supreme Court order to be implemented in their favour.
3 min read16 Dec 2024Pension calculator: 5 key differences between UPS vs OPS — Check here
The five key differences between the Unified Pension Scheme (UPS) and the Old Pension Scheme (OPS) are - Differences in pension calculation, employee contribution to UPS, tax benefits, higher minimum pension in UPS and lumpsum payments.
3 min read25 Aug 2024Can I avail cashless facility from two TPAs at the same time?
To simplify the process, it is recommended to process a cashless claim with the first insurer and claim reimbursement from the second insurer for the residual amount.
1 min read1 Jun 2023